Find a Sedgefield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sedgefield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sedgefield conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Sedgefield conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Sedgefield

I hired a Sedgefield based firm for our conveyancing in Sedgefield recently. After carefully reading the official terms of business I notewe are on the hook for fees even if the movedoes not proceed. Should I ditch them and instruct a web based lawyer advertising no-sale-no-fee conveyancing in Sedgefield?

It is usually ‘give and take’ in that if "No Completion No Fee" is available then the fee levels will tend to be be higher to cover the transactions that fail to complete. Do bear in mind that such deals generally do not protect you from expenses by way of example Sedgefield conveyancing search expenses.

My wife and I are purchasing a apartment in Sedgefield. I might seem paranoid but how we can trust a solicitor? On completion day we will need to deposit funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am assisting my sister sell her flat in Sedgefield. Will the solicitor order the energy assessment or it is for the owner to coordinate?

After the abolition of Home Information Packs, energy performance certificates was kept a compulsory element of selling a property. An EPC needs to be to hand prior to the property being advertised. It is not something that law firms ordinarily arrange. Where you are using a Sedgefield conveyancing practitioner they might be willing to arrange energy performance certificates due to their contacts with reputable local providers

I had an offer accepted on a house in Sedgefield on 1/3/2019, valuation was booked five days later, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

What will a local search reveal regarding the property we're purchasing in Sedgefield?

Sedgefield conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search is essential in every Sedgefield conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

2 months have gone by since my purchase conveyancing in Sedgefield completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the advice of my in-laws I had a survey completed on a property in Sedgefield ahead of retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend not issue a mortgage on this type of house.

It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sedgefield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sedgefield to see if the conveyancing will be more expensive.

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Find out more about how flying freehold can affect your the value of a property.