I opted for a high street firm for our conveyancing in Sedgefield yesterday. Upon checking the small print I seeI am liable for costs even if our purchase aborts. Should I go with them or choose an on-line solicitor practice offering no completion no cost conveyancing in Sedgefield?
It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the conveyancing charges will generally be more expensive to neutralise those transactions that abort. Dont forget that such arrangements generally do not cover outlay by way of example Sedgefield conveyancing search costs.
We are purchasing a property and need a conveyancing solicitor in Sedgefield who is on the TSB solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Sedgefield.
Have just purchased a repossessed house at auction in Sedgefield. Conveyancing is needed. What are my next steps?
Given that you are now legally committed yourself to purchase you now have to hire the services of a conveyancing practitioner quickly as you are faced with a fast approaching deadline in which to complete the deal. An auction property will ordinarily have an associated legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should give this to the solicitor working for you ASAP. You also need to ensure that that you have the requisite funding organised to complete on the date specified in the contract.
My wife and I are at the point of looking at houses in Sedgefield and I am about to put in an offer. Should I already have a conveyancing practitioner in place at this point? I am planning to take a home loan with Bank of Ireland.
It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are getting a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
I am currently in the process of buying my council flat in Sedgefield. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
My wife and I have a semi-detached Victorian property in Sedgefield. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. Is it worth asking Godiva Mortgages Ltd to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sedgefield and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing lawyer who conducted the conveyancing.
My husband and I are new on the property ladder - agreed a price, but the estate agent told us that the seller will only issue a contract if we instruct their preferred solicitors as they need a ‘quick sale’. My instinct tells me that we should use a local conveyancer who is accustomed to conveyancing in Sedgefield
It is improbable the sellers are driving this. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Try to communicate with the vendors directly and make sure they comprehend that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you intend to instruct your preferred Sedgefield conveyancing firm - not the ones that will give their negotiator at the agency a referral fee or achieve conveyancing thresholds set by senior management.