My financial adviser has requested my Sedgefield solicitor’s panel reference for the HSBC conveyancing panel. Can you suggest how I discover this. I have called my local Sedgefield office but they have not responded to me.
You are best placed to get this information from your Sedgefield conveyancing practitioner . They maintain a central record lender panel numbers.
Me and my partner are purchasing a flat in Sedgefield. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We have a mortgage agreed in principle with Bank of Ireland. Sedgefield conveyancing lawyers have been selected. How long does it take for Bank of Ireland to issue the offer to the conveyancer?
There is no definitive answer here. Have Bank of Ireland done the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We have agreed to purchase a house in Sedgefield. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
As your lender is Kent Reliance your lawyer must check the conveyancing requirements set out in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease does not comply with these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Sedgefield.
My wife and I have a terraced Edwardian house in Sedgefield. Conveyancing solicitor acted for me and The Mortgage Works. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sedgefield and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
In my capacity as executor for the estate of my grandmother I am disposing of a property in Newport but reside in Sedgefield. My conveyancer (based 235 miles awayneeds me to execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Sedgefield who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are based in Sedgefield
My wife and I purchased a leasehold house in Sedgefield. Conveyancing and National Westminster Bank mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Sedgefield who acted for me is not around. Do I pay?
First make enquiries of HMLR to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to instruct a Sedgefield conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I purchased a 1 bedroom flat in Sedgefield, conveyancing was carried out 7 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Sedgefield with over 90 years remaining are worth £211,000. The ground rent is £45 levied per year. The lease terminates on 21st October 2087
With 67 years left to run the likely cost is going to be between £10,500 and £12,000 plus costs.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.