The Ferryhill conveyancing lawyers that just started acting on my house acquisition in Ferryhill have suddenly closed. I chose them because I needed a lawyer on the Kent Reliance conveyancing panel and my family Ferryhill lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What should be my next steps?
Assuming that you have an Estate Agent in the equation then inform them immediately so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Kent Reliance conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist.
I require expedited conveyancing in Ferryhill as I have a deadline to sign on the dotted line in less than one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
As you are not taking a home loan you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Ferryhill the following are instances of what can appear and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...
I used Stirling Law several years past for my conveyancing in Ferryhill. I now require my file however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ferryhill of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey done on a house in Ferryhill ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. The surveyor has said that some lenders will refuse to give a loan on this type of property.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ferryhill. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I better off to use a Ferryhill conveyancing lawyer in close proximity to the house I am buying? An old friend can perform the conveyancing however they are based 200miles away.
The benefit of a local Ferryhill conveyancing firm is that you can pop in to execute paperwork, present your ID and pester them if necessary. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and the majority were impressed that must outweigh using an unfamiliar Ferryhill conveyancing solicitor just because they are round the corner.