Find a Spennymoor Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Spennymoor? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Spennymoor home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Spennymoor conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Spennymoor

What does my ID and proof of funds have anything to do with my conveyancing in Spennymoor? Why is this being asked of me?

Spennymoor conveyancing solicitors as well as nationwide property practitioners accross the UK have a duty under money laundering regulations to verify the identity of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to provide two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (usually a Utility Bill less than 3 months old).

Proof of source of funds is also necessary under the money laundering statutes as conveyancers are duty bound to check that the funds you are utilising to acquire a property (whether it be the deposit for exchange or the full purchase monies if you are a cash purchaser) has originated from legitimate source (such as an inheritance) and is not the product of criminal behaviour.

A colleague informed me that in purchasing a property in Spennymoor there could be various restrictions prohibiting external alterations to the property. Is this right?

There are anumerous of properties in Spennymoor which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Spennymoor should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We expect to receive a OIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Spennymoor solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?

You will need to appoint Spennymoor solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

Intending to buy a apartment in Spennymoor. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Spennymoor conveyancer is on the Kent Reliance conveyancing panel.

A colleague advised me that where I am buying in Spennymoor I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually included in the estimate for your Spennymoor conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Spennymoor around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Spennymoor Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Spennymoor Education with plans and statistics, Local Amenities and other useful information regarding Spennymoor.

Hoping to buy a property located in Spennymoor and I am already nervous. I couldn't find anything specific about Spennymoor. Conveyancing will be needed in due course but do you know about the Spennymoor area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Spennymoor. In the meantime here are some basic statistics that we found

We have appointed a Spennymoor conveyancing solicitor for our house purchase (novice purchasers) and have picked up in the Ts and Cs that they are not overseen by the FCA. Need I be concerned or is that the norm with property lawyer?

We can't see why they should be. Most lawyer don't lend money. They should be governed by the SRA, who set specific rules in place on amounts sitting in their bank.

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