My colleague recommended that if I am purchasing in Bishop Auckland I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Bishop Auckland conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Bishop Auckland around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Bishop Auckland Education with plans and statistics, Local Amenities and other useful information concerning Bishop Auckland.
The deeds to our home are lost. The conveyancers who handled the conveyancing in Bishop Auckland 5 years ago are no longer around. What are my next steps?
These day there are copies made of almost everything, and your conveyancer will know precisely where to look for all the appropriate paperwork so you can purchase or dispose of your property without any difficulty. Where duplicates can’t be found, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on the property.
Due to the input of my in-laws I had a survey completed on a property in Bishop Auckland ahead of retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders will not issue a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bishop Auckland. Conveyancing will be smoother if you use a solicitor in Bishop Auckland especially if they are acquainted with such properties in Bishop Auckland.
I need to retain a conveyancing solicitor for freehold conveyancing in Bishop Auckland. I happened to stumble upon a site which looks to be the ideal offering If there is a chance to get all this stuff completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just started marketing my basement flat in Bishop Auckland. Conveyancing has not commenced, however I have just had a yearly service charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should clear the invoice as usual because all ground rent and service charges will be allotted on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Bishop Auckland Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying
Please note that where the lease has fewer than 80 years it will impact the salability of the property. Check with your mortgage company that they are willing to go ahead with the loan given the lease term. A short lease means that you will probably need a lease extension at some point and it is worth finding out what this would cost. Remember, in most cases you will need to own the premises for two years in order to be entitled to extend the lease. Is the freehold owned jointly by the tenants? Make sure you enquire if there is anything that is prohibited in the lease. For instance some leases prohibit pets being allowed in in a block in Bishop Auckland. If you love the propertyin Bishop Auckland however your cat is not allowed to make the move with you then you will be presented with a difficult choice.