It has come to my attention via my estate agent that my Bishop Auckland the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I check?
The sensible course of action for you to take is to call your Bishop Auckland conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they may recommend you to a Bishop Auckland conveyancing practice that is on the approved list of lawyers for your bank.
We are buying a property and need a conveyancing solicitor in Bishop Auckland who is on the Bank of Ireland conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Bishop Auckland.
I have paid off my mortgage with TSB. I assume I don't need a Bishop Auckland solicitor on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
After much negotiation I have agreed a price on an apartment in Bishop Auckland. My financial adviser suggested a conveyancing practitioner. I paid an advanced payment of £175. Not long after, the conveyancer contacted me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Co-operative have agreed my mortgage in principle, my bid on a property in Bishop Auckland has been agreed to, what are the next steps?
The property agent will wish to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Call up Co-operative or your financial adviser and complete any outstanding documentation. Co-operative will appoint a valuer who will get in touch with the selling agent or vendor to book a time for the valuation to occur. Once conducted (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Co-operative will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bishop Auckland.
I need some quick conveyancing in Bishop Auckland as I have pressure to sign on the dotted line in less than one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Bishop Auckland the following are examples of issues that can crop up and adversely affect market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
Am I better off to instruct a Bishop Auckland conveyancing solicitor in close proximity to the house I am purchasing? I have an old university friend who can conduct the conveyancing however his firm is located over three hundred kilometers drive away.
The benefit of a high street Bishop Auckland conveyancing firm is that you can attend the office to sign documents, hand in your ID and apply pressure on them if necessary. They will also have local insight which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that must surpass using an unfamiliar Bishop Auckland conveyancing solicitor just because they are Bishop Auckland based.