I am planning to acquire a house and need a conveyancing solicitor in Bishop Auckland who is on the Britannia conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Bishop Auckland. We dont recommend any particular firm.
What is the difference between a licensed conveyancer and conveyancing solicitor in Bishop Auckland
There are two types of lawyers who can do conveyancing in Bishop Auckland namely licenced conveyancers or solicitors. Both professionals administer the legal services that required to complete the sale or acquisition of property. Both are duty bound to perform Bishop Auckland conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be professionally carried out and that all requirements and steps will be correctly attended to.
I'm the single recipient of my late mum's will with all property in now in my sole name, including the house in Bishop Auckland. The Bishop Auckland property was put into my name in January. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the house in January. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Most banks would take a sensible view as this obligation chiefly exists to pick up on subsales or the quick reselling of properties.
After shopping around on the internet I have found a Bishop Auckland property lawyer having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Bishop Auckland surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
My wife and I own a 4 bedroom Victorian property in Bishop Auckland. Conveyancing solicitor represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bishop Auckland and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Bishop Auckland is the location of the property. Is there any advice you can impart?
Flying freeholds in Bishop Auckland are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bishop Auckland you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bishop Auckland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to part with hundreds of thousands of pounds on a property in Bishop Auckland I would like to have a conversation with the conveyancer concerning thehome move prior to appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be doing your conveyancing in Bishop Auckland.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Bishop Auckland should be the amount on the final invoice that you are charged.