My aunt informed me that in purchasing a property in Darlington there may be various restrictions preventing external alterations to the property. Is this right?

We are aware of a number of properties in Darlington which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Darlington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Darlington Conveyancing Quality Solicitors on the Barclays conveyancing panel?

It is true that some lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.

I can not fathom if my bank requires a lease extension. I have called my Darlington bank branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Darlington conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend in accordance with their published requirements. I have no idea who is right.

Provided that the solicitor is on the mortgage company approved list, they must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have recentlybeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Darlington for a purchase of a leasehold flat 9 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The easiest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Darlington conveyancing specialists.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Darlington is the location of the property. Is there any advice you can impart?

Flying freeholds in Darlington are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Darlington you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Darlington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am 14 days into a freehold purchase having been recommend to solicitors by the estate agent to do our conveyancing in Darlington. I am am starting to be dissatisfied with the level of service. Could you you assist me in finding new conveyancers?

A lawyer would have to be very poor to suggest replacing them. Has your mortgage been issued? In the event that it has you will need to make them aware of the new solicitor and ensure the offer are re-issued. Your new solicitor ideally needs to be on the mortgage company panel to avoid supplemental fees and complications. That should be your starting point. Our search tool can help you find a lender approved lawyer for your home move in Darlington

Can a conveyancer remove a person from the title of my property in Darlington ?

Subtracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer