I have been recommended a conveyancing solicitor in Redcar and Cleveland. I I would like to check if they are accepted on the Bank of Ireland approved list of lawyers. Could you assist?
The first thing to do is contact the conveyancer and ask them whether they can act for the bank. Alternatively please call Bank of Ireland who may be able to assist.
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who dealt with the conveyancing in Redcar and Cleveland 5 years ago have long since closed. What are my options?
You no longer need to have the physical official documentation to evidence that you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
About to purchase a new build flat in Redcar and Cleveland. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Redcar and Cleveland
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.
I have been on the look out for a flat up to £235,500 and identified one near me in Redcar and Cleveland I like with a park and transport links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Redcar and Cleveland in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage that many years may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
We recently become aware that one of the directors of the solicitors handling the purchase conveyancing in Redcar and Cleveland is an aunty of the owners that we are buying from. Is this permitted?
Provided no conflict arises this should be fine. If you are obtaining mortgage finance then the mortgage company may have a say as many lenders have specific instructions on this. For example for Royal Bank of Scotland -Natwest One as of 27/9/2020, the requirements read as follows :