Forgive me if this question is silly but I am unexperienced as a first time buyer of a ground floor flat in Marske and Upleatham. Do I receive the keys to the premises on completion from my solicitor? If so, I will appoint a local conveyancing solicitor in Marske and Upleatham?

On the day of completion you do not need to go to the conveyancers office in Marske and Upleatham. Your solicitors will transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.

I recently had an offer agreed on an apartment in Marske and Upleatham. My financial adviser suggested a conveyancing practitioner. I paid an upfront payment of £200. Soon after, the solicitor called me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

UBS have agreed my mortgage in principle, my offer on a flat in Marske and Upleatham has been agreed to, what happens next?

The estate agent will wish to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Contact UBS or your broker and complete any outstanding forms. UBS will appoint a valuer who will get in touch with the estate agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. UBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Marske and Upleatham.

Due to the guidance of my in-laws I had a survey completed on a house in Marske and Upleatham before instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some banks tend refuse to give a mortgage on a flying freehold house.

It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Marske and Upleatham. Conveyancing may be slightly more expensive based on your lender's requirements.

Hoping to buy a property located in Marske and Upleatham and I am already nervous. I couldn't find anything specific about Marske and Upleatham. Conveyancing will be needed in due course but do you know about the Marske and Upleatham area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Marske and Upleatham. In the meantime here are some basic statistics that we found

My husband and I are first time buyers - had an offer accepted, yet the agent has warned us that the seller will only proceed if we appoint their chosen lawyers as they want a ‘quick sale’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Marske and Upleatham

It is unlikely the owners are behind this. Should the vendor require ‘a quick sale', turning down a motivated buyer is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to use your preferred Marske and Upleatham conveyancing firm - rather thanthe ones that will provide the estate agent a introducer fee or meet his conveyancing figures set by HQ.

Having had my offer accepted I require leasehold conveyancing in Marske and Upleatham. Before diving in I would like to find out the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and most are in Marske and Upleatham - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Marske and Upleatham Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing

You should want to find out as much as possible regarding the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to every day issues like the tidiness of the common parts. Don't be shy to ask prospective neighbours whether they are happy with their service. In conclusion, investigate as to the dates that the maintenance fees are due to the managing agents and specifically how they are spending that money. Are any of leasehold owners in dispute over their service charge liability? Is there a share of the freehold?