How do I investigate if the solicitor carrying out my conveyancing in Seaburn is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus paying £192.00 in another set of conveyancing invoice.
You should make the most of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type ‘Seaburn’ or your location and you will discover a number of lawyer offices in Seaburn or near you.
My husband and I have arranged the release of further funds on our home loan from Aldermore as we want to carry out renovations to our property in Seaburn. Do we need to select a bricks and mortar Seaburn solicitor on the Aldermore conveyancing panel to deal with the paperwork?
Aldermore would not normally instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
I have paid off my mortgage with RBS. I assume I don't need a Seaburn solicitor on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Barclays have agreed my home loan in principle, my offer on a flat in Seaburn has been agreed to, what are the next steps?
The estate agent will need to be informed of your conveyancing practitioner's details (ensure that the lawyers are on the lender’s panel). Telephone Barclays or the financial adviser and finalise any appropriate forms. Barclays will appoint a valuer who will get in touch with the estate agent or owners to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes about a week to get a mortgage offer. Barclays will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Seaburn.
It has been 3 months following my purchase conveyancing in Seaburn concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am 17 days into a residential purchase having been directed to a firm by the estate agent to handle our conveyancing in Seaburn. I am am very frustrated with the level of service. Can you help me find new solicitors?
They would have to be really poor to suggest replacing them. Has your mortgage offer been issued? If so you need to make them aware of the new conveyancer and have the offer are re-issued. Your conveyancer needs to be on the lenders panel to avoid escalating expenses and complications. So that should be your starting point. Our search tool should help you find a lender approved conveyancer for your conveyancing in Seaburn
I am employed by a reputable estate agent office in Seaburn where we have witnessed a few leasehold sales derailed as a result of leases having less than 80 years remaining. I have received contradictory information from local Seaburn conveyancing solicitors. Please can you confirm whether the vendor of a flat can commence the lease extension formalities for the purchaser on completion of the sale?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the sale.
An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Seaburn Conveyancing for Leasehold Flats - Examples of Queries before buying
Who are the managing agents? Are there any major works in the planning that will likely add a premium to the service fees?