We are soon to exchange buying a property in Seaburn but as a result of damage from a small fire at the property I have was able negotiate reparation from the owner in the sum of £2k by way of a adjustment in the price. This was going to be dealt with as part of amending the contract however Kent Reliance are not allowing this. Should they have been involved?
Your conveyancer that is on a Kent Reliance conveyancing panel is required to disclose to Kent Reliance of any amendments to the purchase price. If you were to refuse your lawyer to report the reduction to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new lawyer for your conveyancing in Seaburn.
Can your site be used to recommend a Conveyancing solicitor in Seaburn even where I’m not purchasing or selling a house, for example if I wish to acquire a shop in Seaburn with a loan from Alliance & Leicester ?
Our comparison service is predominantly utilised to select domestic conveyancing solicitors in Seaburn but we have set out towards the end of this page a few Seaburn commercial conveyancing firms. You should enquire with the company directly to see if they are also authorised to represent Alliance & Leicester
Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Seaburn. Do I pick up the keys to the house on the completion date from my lawyer? If so, I will use a local conveyancing solicitor in Seaburn?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be called to collect the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Seaburn solicitor on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I had an offer accepted on a house in Seaburn on 3/7/2025, valuation was booked 2 days after, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will my solicitor be raising questions about flooding during the conveyancing in Seaburn.
Flooding is a growing risk for lawyers carrying out conveyancing in Seaburn. There are those who acquire a property in Seaburn, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, however there are a numerous searches that may be carried out by the purchaser or by their conveyancers which can figure out the risks in Seaburn. The conventional set of completed inquiry forms given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to determine whether the premises has historically flooded. If the premises has been flooded in past which is not notified by the seller, then a buyer could commence a compensation claim stemming from an misleading answer. The purchaser’s lawyers may also conduct an enviro search. This will reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be conducted.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £150,000 flat in Seaburn on Friday in a week. The managing agents has quoted £312 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a leasehold conveyance in Seaburn?
Seaburn conveyancing on leasehold maisonettes normally necessitates the buyer’s solicitor sending enquiries for the landlord to address. Although the landlord is under no legal obligation to respond to such questions the majority will be willing to assist. They are at liberty to levy a reasonable charge for responding to questions or supplying documentation. There is no set fee. The average costs for the information that you are referring to is £350, in some situations it is above £800. The administration charge levied by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration fees, otherwise the charge is technically not due. Reality however dictates that you have no option but to pay whatever is demanded should you wish to complete the sale of your home.
Seaburn Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing
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It would be prudent to enquire if the the lease contains any adverse restrictions in the lease. By way of example it is fairly common in Seaburn leases that pets are not allowed in certain buildings in Seaburn. If you like the apartmentin Seaburn but your cat is not allowed to make the move with you then you will be faced difficult compromise. If a Seaburn lease has less than eighty years it will impact the value of the apartment. It is worth checking with your bank that they are willing to go ahead with the loan given the lease term. A short lease means that you will most likely have to extend the lease at some point and it is worth finding out what this will be. Remember, in most cases you would need to own the residence for two years in order to be eligible to carry out a lease extension. Is there a share of the freehold?