We were about to instruct a conveyancing solicitor in Silsworth found on your site but have come across alternative fee calculations via the web seem less expensive – how come?

There are plenty of conveyancing outfits offering at first sight what seems to be very low prices. You should give due consideration as to how much you respect your own move to you are willing to take 'cheap' risks over the standard of the conveyancing. Many of them accentuate a cheap fee to catch your eye but hide extra costs in the small print..

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Silsworth?

There are many recorded licenced Conveyancers in Silsworth and Solicitor practices in Silsworth who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

When it comes to lenders such as Virgin Money, do Silsworth solicitors have to pay a fee to be on the conveyancing panel?

We are unaware of any bank fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

We have a mortgage agreed in principle with UBS. Silsworth conveyancing lawyers have been selected. What is the average time that one could expect to receive a mortgage offer from UBS?

Some lenders take longer than others. Have UBS conducted the survey? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who did the conveyancing in Silsworth 5 years ago have long since closed. What do I do?

As long as you have a registered title the details of your proprietorship will be evidenced by the Land Registry under a Title Number. It is easy to perform a search at the Land Registry, find your property and obtain up to date copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

In my capacity as executor for the estate of my uncle I am selling a house in Swansea but reside in Silsworth. My conveyancer (based 200 kilometers awayneeds me to sign a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Silsworth to witness this legal document for me?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Silsworth based

What makes a Silsworth lease problematic?

Leasehold conveyancing in Silsworth is not unique. Most leases are unique and drafting errors can result in certain provisions are erroneous. The following missing provisions could result in a defective lease:

A provision for the recovery of money spent for the benefit of another party.

You will have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, Virgin Money, and Barclays Direct all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the purchaser to pull out.

Silsworth Leasehold Conveyancing - Sample of Questions you should ask before Purchasing

How is the lease structured? Make sure you discover if there is anything that is prohibited in the lease. For instance it is reasonably common in Silsworth leases that pets are not allowed in in a block in Silsworth. If you love the flatin Silsworth however your dog can’t make the move with you then you have a very hard compromise.