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Find a Boldon Colliery Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Boldon Colliery? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Boldon Colliery home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Boldon Colliery conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Boldon Colliery

Me and my fiance are intending to purchase a 3 bedroom flat in Boldon Colliery with a mortgage. We have a Boldon Colliery conveyancer, but the mortgage company says she’s not on their "panel". We have to appoint one of the lender panel conveyancing practices or continue with our Boldon Colliery solicitor as well as pay for one of their panel firms to act for them. We regard this is inequitable; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Boldon Colliery conveyancing solicitor to apply to be on the conveyancing panel.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Boldon Colliery. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/3/2024, the requirements read as follows :

I am expecting a AIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Boldon Colliery solicitors on the Coventry BS conveyancing panel, or is it better to go independently?

You will need to appoint Boldon Colliery solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

I have decided to exercise my right to buy my property in Boldon Colliery off the council. I have a mortgage offer with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

My sealed bid on a semi in Boldon Colliery has been agreed to, but there is a chain. The owners have offered on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Boldon Colliery. What do I do now? At what point do I apply for the mortgage with Virgin Money?

It is normal to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then valuation, Boldon Colliery conveyancing search fees, etc). First, you must check that your property lawyer is on the Virgin Money approved list. As to the subsequent phase this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. During a hot market some home buyers would apply for the mortgage with Virgin Money and arrange for the valuation and only if it comes back ok would they pay their conveyancer to move forward with searches.

In my capacity as executor for the will of my uncle I am disposing of a house in Monmouth but I am based in Boldon Colliery. My conveyancer (who is 200 kilometers from mehas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Boldon Colliery to witness and place their company stamp on the document?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Boldon Colliery

Having checked my lease I have discovered that there are only 62 years left on my flat in Boldon Colliery. I need to extend my lease but my landlord is missing. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. You will be obliged to prove that you have done all that could be expected to find the lessor. For most situations an enquiry agent may be useful to carry out a search and prepare an expert document which can be accepted by the court as proof that the landlord can not be located. It is wise to seek advice from a property lawyer in relation to devolving into the landlord’s absence and the vesting order request to the County Court covering Boldon Colliery.

Boldon Colliery Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

    Does the lease contain onerous restrictions? Can you tell me if there are any major works on the horizon that could increase the service costs?

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