My wife and I are purchasing a 1 bedroom apartment in Gateshead with a mortgage. We wish to retain our Gateshead solicitor, however the mortgage company says she’s not on their "panel". We have to appoint one of the lender panel conveyancing practices or keep our Gateshead property lawyer as well as pay for one of their panel lawyers to represent them. We consider that this is unjust; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Gateshead conveyancing lawyer to apply to be on the conveyancing panel.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Gateshead is the location of the property. What do you suggest?
Flying freeholds in Gateshead are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Gateshead you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gateshead may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am a sole trader wishing to lease a unit on the high street. Can you recommend conveyancers offering fixed costs for commercial conveyancing in Gateshead for less than £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Gateshead, including the disposal and acquisition of businesses as well as simply premises. If you are looking to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can find you the right firm. Regarding the fees these will vary based on the structure and complexity of the deal. Let us have your details or email so as to enable us to furnish you with a fixed commercial conveyancing quote.
I am thinking of appointing a conveyancing lawyer in Gateshead for my home move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
Anyone can find published Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
What should I expect to pay for conveyancing in Gateshead?
The total sum charged for Gateshead conveyancing charges are likely to be calculated at:
- a fixed sum; or
- on a time spent basis (i.e. the time spent on the particular case).
These days very few Gateshead conveyancing practices charge by the clock