Can I use your services to find a Conveyancing solicitor in Gateshead even if I’m not purchasing or selling a house, for example where I wish to acquire an office in Gateshead with a loan from HSBC Bank?

Our search tool is mainly used to get a quote from domestic conveyancing solicitors in Gateshead but we have listed at the bottom of this page some Gateshead commercial conveyancing firms. You will need to enquire with the firm directly to check if they can also act for HSBC Bank

We have a mortgage agreed in principle with Principality. Gateshead conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Principality?

There is no definitive answer here. Have Principality done the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Gateshead solicitor on the Yorkshire BS panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Yorkshire BS has sent the Land Registry the discharge electronically, and
3. Yorkshire BS has instructed the Land Registry to do so

Intending to buy a maisonette in Gateshead. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Gateshead conveyancer is on the Co-operative conveyancing panel.

My wife and I own a 4 bedroom Georgian property in Gateshead. Conveyancing lawyer acted for me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gateshead and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing lawyer who conducted the purchase.

I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Gateshead I like with amenity areas and transport links nearby, however it's only got 61 years unexpired on the lease. I can't really find anything else in Gateshead in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a home loan the shortness of the lease may be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

Is it simple use your search app to select a conveyancing practitioner in Gateshead on the authorised to act for my bank?

Step one is to pick a lender such as Barclays , The Royal Bank of Scotland or Bank of Ireland then specify your preferred area for instance Gateshead. Conveyancing practices in Gateshead and nationally should be identified.