It has come to my attention via my IFA that my Gateshead solicitor is not on the mortgage company Solicitor panel. What can I do to check?
You need to contact your Gateshead lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they may be able to suggest a Gateshead conveyancing firm that is on the conveyancing panel for your mortgage company.
I have given 8 weeks notice to my existing landlord and have to leave my let out flat in Gateshead by 12/2/2019. Conveyancing for my house purchase has just started. Can I complete in six weeks as don't want to have to find temporary accommodation?
Generally one should not provide notice for your letting until you have exchanged. Assuming that you have not previously done so, contact to your conveyancer and ask them to they chase the other solicitors, try to get a realistic time scale from them that everyone will aim to achieve
What does a local search tell me regarding the property we're purchasing in Gateshead?
Gateshead conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Searchflow The local search is essential in every Gateshead conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I am purchasing a new build house in Gateshead benefiting from help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not reveal to my conveyancer about this side-deal as it may jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.