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Recently asked questions about conveyancing in Whickham

Having sold my house in Whickham last May yet the purchaser is e-mailing every few hours to moan that her lawyer is waiting to hear from mine. What should have happened following completion?

Following your house sale your solicitor should forward the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been discharged to the buyers solicitors. There are no post completion procedures unique to conveyancing in Whickham.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Whickham is where the house is located. What do you suggest?

Flying freeholds in Whickham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whickham you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whickham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

As co-executor for the will of my grandmother I am disposing of a property in Neath but reside in Whickham. My conveyancer (who is 200 kilometers from merequires that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Whickham to witness this legal document for me?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Whickham based

I am employed by a long established estate agency in Whickham where we have witnessed a number of leasehold sales put at risk due to short leases. I have been given inconsistent advice from local Whickham conveyancing solicitors. Please can you shed some light as to whether the vendor of a flat can initiate the lease extension process for the buyer?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the sale.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Whickham Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

    It is important to be aware if a new roof is being put on or some other significant cost is due shortly that will be shared by the leasehold owners and could well materially impact the level of the maintenance costs or necessitate a specific payment. Most Whickham leasehold apartments will have a service charge for the upkeep of the block levied on behalf of the freeholder. If you purchase the flat you will have to pay this liability, usually quarterly during the year. This can differ from several hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a rentcharge for you to pay annual, normally this is not a exorbitant figure, say around £50-£100 but you need to check it because on occasion it can be surprisingly expensive. For most Whickham leaseholds the cost for major works are not wrapped into the service charges, although a few managing agents in Whickham obliged tenants to pay into a reserve fund and this is used to offset against larger repairs or maintenance.

Please set out some of specific benefits to using a local conveyancer in Whickham

Lots of house movers in Whickham prefer a local lawyer so that they can visit in the event that they have questions, and to collect paperwork without using the Royal Mail.

There is a marginal edge when using a property lawyer local to a property you are hoping to purchase, due to the familiarity of the area and potential local concerns - but this is debatable. Many conveyancers conduct their work through email and may be practically anywhere.

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Find out more about how flying freehold can affect your the value of a property.