I am acquiring a property for cash in Whickham. I have resided for the last 15 years in Whickham. Conveyancing searches are expensive. Given that I know the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then almost all of the Whickham conveyancing searches are at your discretion. Your solicitor will try and steer you, perhaps strongly, that you should have searches completed, but he is duty bound to do this. Do consider; if you are going to dispose of the house in the future, it could be of importance to your future purchaser what the searches contain. On occasion houses with apparent issues can still reveal adverse search results. A good conveyancing solicitor in Whickham will be able to give you some constructive guidance concerning this.
It is 10 years ago since I bought my home in Whickham. Conveyancing solicitors have recently been retained on the sale but I am unable to track down my title documents. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be with your lender or they could be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Whickham relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
I decided to have a survey done on a property in Whickham prior to instructing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks tend not give a loan on this type of premises.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whickham. Conveyancing may be slightly more expensive based on your lender's requirements.
Taking into account that I will soon part with £400,000 on a house in Whickham I wish to have a conversation with the lawyer regarding thehome move ahead of appointing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be doing your conveyancing in Whickham.There is no ‘factory style conveyancing’ - every client is unique person, not a matter number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Whickham should be the amount on the final invoice that you end up paying.
I note that you have a post code search directory listing solicitors on the mortgage company conveyancing panel. Do Whickham conveyancing firms pay you a commission if I instruct them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Whickham.