We just had an offer accepted to purchase with Norwich and Peterborough Building Society. I popped in a few local practices yet cant to find a Whickham conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you help?
You should make use of the find a conveyancing panel solicitor tool on this web page. Pick the mortgage company and type Whickham or your location and you will be presented with numerous solicitors based in Whickham or by proximity to you.
There is lots of here about conveyancing in Whickham but can you isolate your top tip for selecting the right conveyancer in Whickham
We would encourage you not to go for the cheapest Whickham conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
What is the difference between a licensed conveyancer and conveyancing solicitor in Whickham
There are many recorded licenced Conveyancers in Whickham and Solicitor practices in Whickham who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Planning on purchasing a house in Whickham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Whickham lawyer is on the Clydesdale conveyancing panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Whickham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Whickham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Whickham is the location of the property. Is there any advice you can give?
Flying freeholds in Whickham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whickham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whickham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Much to my surprise my lawyer in Whickham is asking me for personal identification documents saying that this is part of his requirements as a solicitor on the lender Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not unique to conveyancing in Whickham