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Find a Rowlands Gill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rowlands Gill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rowlands Gill home move at risk of delay or failure.

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Recently asked questions about conveyancing in Rowlands Gill

Do the conveyancing lawyers that you recommend handle auction conveyancing in Rowlands Gill?

There are a few auction practitioners we can put you in touch with those conducting auction conveyancing. Rowlands Gill is just one of our areas of in which our lawyers have a presence.

As a novice what is the most important advice you can impart about purchase conveyancing in Rowlands Gill?

You may not hear this from too many lawyers but conveyancing in Rowlands Gill and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and others involved in the ownership transfer. For example, the vendor, estate agent and even potentially your bank. Selecting a lawyer for your conveyancing in Rowlands Gill an important selection as your conveyancer is your adviser, and is the SOLE person in the legal process whose responsibility is to look after your legal interests and to keep you safe.

We are witnessing a definite ongoing adversarial element to conveyancing- someone has to be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer ahead of all other players when it comes to the legal transfer of property.

My wife and I purchased a terraced Georgian house in Rowlands Gill. Conveyancing practitioner acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rowlands Gill and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who carried out the work.

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Rowlands Gill is the location of the property. Can you offer any guidance?

Flying freeholds in Rowlands Gill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rowlands Gill you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rowlands Gill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In relation to leasehold conveyancing in Rowlands Gill what are the most common lease defects?

There is nothing unique about leasehold conveyancing in Rowlands Gill. Most leases are individual and drafting errors can sometimes mean that certain clauses are not included. For example, if your lease is missing any of the following, it could be defective:

    Service charge per centages that don't add up correctly leaving a shortfall Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, Leeds Building Society, and Britannia all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to pull out.

Rowlands Gill Leasehold Conveyancing - Examples of Questions you should ask before Purchasing

    What is the length of the lease? It would be wise to discover as much as you can regarding the company managing the building as they will impact your use and enjoyment of the property. As the owner of a leasehold property you will be in the clutches of the managing agents from a financial perspective and when it comes to every day matters like the upkeep of the communal areas. Enquire of other people whether they are happy with their service. Finally, investigate as to the dates that you are obliged pay the maintenance charge to the managing agents and specifically what it includes. How many of the leaseholders are in arrears for their service charge payments?

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Find out more about how flying freehold can affect your the value of a property.