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Recently asked questions about conveyancing in Chopwell

My wife and I are purchasing a apartment in Chopwell. It might be a silly question but how we can trust a conveyancer? At some point we have to send money into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Chopwell

Two types of professional can do conveyancing in Chopwell namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the disposal or purchase of property. Both are duty bound to handle Chopwell conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the necessary steps should be correctly followed.

Forgive me if this question is silly but I am wet behind the ears as FTB of a garden flat in Chopwell. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Chopwell?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the owner’s solicitors, and once they have received this, you should be able to collect the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.

I require expedited conveyancing in Chopwell as I am under a deadline to exchange contracts within one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?

If.Given you are not taking a mortgage you are at liberty not to do searches although no lawyer would recommend that you don't. With plenty of history conveyancing in Chopwell the following are instances of issues that can be revealed and therefore affect future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Road Schemes,...

How does conveyancing in Chopwell differ for new build properties?

Most buyers of new build property in Chopwell come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because developers in Chopwell usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chopwell or who has acted in the same development.

My wife and I purchased a leasehold flat in Chopwell. Conveyancing and Chelsea Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Chopwell who acted for me is not around. What should I do?

First contact HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Chopwell conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I acquired a 2 bed flat in Chopwell, conveyancing formalities finalised in 2008. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Chopwell with a long lease are worth £175,000. The average or mid-range amount of ground rent is £65 levied per year. The lease expires on 21st October 2077

With only 58 years remaining on your lease we estimate the premium for your lease extension to span between £23,800 and £27,400 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.

Me and my husband have just had a bid accepted on our first house in Chopwell, and need to get solicitors appointed. I have made use of the numerous rating based websites and the results are from all over the England and Wales. Is it critical to have a Chopwell lawyer local to your potential house? I am fine to do all the communicating over email, but I am thinking at some stage we will need to visit the property lawyer's office to sign papers?

On the whole there is no requirement to attend the office of your lawyer, they can post any relevant documents to you, which you can sign and return. Many buyers and sellers prefer to use a locally based solicitor, but it is not a prerequisite for conveyancing in Chopwell.

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Find out more about how flying freehold can affect your the value of a property.