After what seems like an age a loan offer from Santander for the refinancing of my single room flat is due any day now. Are you able to put forward a cheap conveyancing law firm in Ponteland?
You are on the wrong site if you are seeking the cheapest conveyancing solicitors in Ponteland. We can offer you affordable conveyancing but we do not advertise as being the cheapest. Do not be swayed by brokers offering the bait of ninety nine pound conveyancing in Ponteland. The optimum outcome, in going for cheap conveyancing, you will receive what you pay for and at worst it will result in you invoiced for additional fees and still not receive the service expected.
My lawyer in Ponteland is not listed on the Virgin Money Solicitor Panel. Can I still use my family solicitor even though they are excluded from the Virgin Money list of approved lawyers?
Your options are as follows:
- Carry on with your existing Ponteland lawyers but Virgin Money will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the total legal fees and cause frustration.
- Choose an alternative lawyer to act in the purchase, not forgetting to check they are on the Virgin Money panel
How does conveyancing in Ponteland differ for new build properties?
Most buyers of new build premises in Ponteland approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is constructed. This is because builders in Ponteland usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ponteland or who has acted in the same development.
My husband and I are four weeks into a residential purchase having been recommend to a firm by the estate agent to perform conveyancing in Ponteland. We are not happy. Can you you assist me in finding new lawyers?
They would need to be really poor to suggest changing them. Has your mortgage been generated? If so you will need to make them aware of the replacement conveyancer and have the mortgage documents are re-sent. Your solicitor ideally needs to be on the mortgage company approved list to avoid added charges and complications. So that should be your first question of the new solicitors. The find a solicitor tool will help you find a lender approved conveyancer for your conveyancing in Ponteland
What is the reason for my property lawyer requiring various items of ID ahead of starting my conveyancing in Ponteland?
Ponteland property lawyers are duty bound by the Law Society, Solicitors Regulation Authority, HMLR and current AML Regulations to certify that the have checked the identity of their clients. It will also be a condition of your bank where you are obtaining a mortgage. In addition they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, NI number and date of birth.