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Find a Prudhoe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Prudhoe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Prudhoe transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Prudhoe conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Prudhoe

I have 7378 less than 75 years unexpired on my lease and need a lease extension for my flat in Prudhoe. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/4/2019 the requirements read as follows :

Mortgage term plus 30 years (subject to a minimum unexpired term of 55 years). Please contact us as detailed in 1.11b should this not be the case.
For new build properties, the following lease terms are not acceptable:
- The unexpired lease term on a new build flat is less than 125 years
- The unexpired lease term on a new build house is less than 250 years
If the lease cannot be amended to comply with the above, the case cannot proceed. Please advise us immediately where the case cannot proceed.
Contact point as detailed in 1.11b.

I have recentlydiscovered that Wolstenholmes have closed. They carried out my conveyancing in Prudhoe for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?

The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Prudhoe conveyancing specialists.

Just had an offer accepted on a new build flat in Prudhoe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Prudhoe

    Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Due to the encouragement of my in-laws I had a survey completed on a property in Prudhoe ahead of retaining solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks will refuse to grant a loan on a flying freehold home.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Prudhoe. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there any apps to help search for a Prudhoe law firm on the Clydesdale conveyancing panel? I have a car and am willing to travel upto 25kilometers to meet the lawyer.

Feel free to make use of the tool on this page. Please choose the mortgage company and your location and you will see a number of Prudhoe conveyancing lawyers based on proximity. We have listed some Prudhoe conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Clydesdale member panel

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Find out more about how flying freehold can affect your the value of a property.