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Recently asked questions about conveyancing in Crawcrook

What is the difference between a licensed conveyancer and conveyancing solicitor in Crawcrook

There are two types of lawyers who can conduct conveyancing in Crawcrook namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or acquisition of property. They are both required to perform Crawcrook conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that the necessary steps will be appropriately taken.

I am buying a terrace house in Crawcrook. The intention is to carry out a loft conversion at the house.Will legal investigations on the property include checks to determine if these works are prohibited?

Your property lawyer should review the registered title as conveyancing in Crawcrook can sometimes identify restrictions in the title deeds which prohibit categories of changes or need the permission of a 3rd party. Certain extensions call for local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.

I am selling my apartment. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being pedantic. The Crawcrook solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I got the keys to my home on 8 October and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Crawcrook expressed confidence that it will be formalised inside ten days. Are transfers in Crawcrook uniquely lengthy to register?

As far as conveyancing in Crawcrook registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. At present roughly 80% of submission are fully addressed within 12 days but some can be subject to extensive hold-ups. Registration occurs once the purchaser is living at the property therefore an expedited registration is not typically top priority yet where there is a degree of urgency associated with the registration then you or your solicitor could contact the land registry and explain the circumstances.

I am buying a new build flat in Crawcrook. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Crawcrook

    There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared.

I opted to have a survey completed on a house in Crawcrook in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks will not give a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Crawcrook. Conveyancing may be slightly more expensive based on your lender's requirements.

At what stage do I pay the Stamp Duty Land Tax chargeable for my Crawcrook house purchase?

Your solicitor will fill out a stamp duty return for you during your Crawcrook conveyancing transaction for signature. After completion your conveyancer will submit the STL Return Form to the Inland Revenue and - assuming they have the money - pay any tax bill liability for you.

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Find out more about how flying freehold can affect your the value of a property.