We are selling our home in Burnopfield and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Burnopfield conveyancer would know this is not the case. It does beg the question why the purchasers are using a nationwide conveyancing practice rather than a conveyancing solicitor in Burnopfield. Having lived in Burnopfield for 4 years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My wife and I own a terraced Edwardian house in Burnopfield. Conveyancing lawyer represented me and Santander. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. Is it worth asking Santander to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burnopfield and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
I have been on the look out for a ground for flat up to £305k and found one near me in Burnopfield I like with open areas and railway links in the vicinity, the downside is that it only has 52 years unexpired on the lease. There is not much else in Burnopfield in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
I'm remortgaging my primary property to a BTL mortgage with Barclays Direct and I will use the rest of the raised equity as a deposit on further property. The neighborhood we are interested in is Burnopfield. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Do use our comparison tool on this page to ensure that the solicitors are approved by both banks. Assuming that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and specify your desired outcome and requirements.
I need to change lawyers as my Burnopfield lawyer is not on the mortgage company's panel of conveyancing solicitors. How simple is it to change conveyancer?
If you haven't yet appointed a conveyancer to commence the conveyancing and have just received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Burnopfield that you're thinking of instructing.