My partner’s mother is a conveyancer. I expect that I will receive preferential fee for conveyancing, However if that does not come materialise, what kind of figure would I typically be looking at for conveyancing in Riding Mill?

It’s a good idea to look for two or three conveyancing quotes. Make use of our search tool on this page. Whilst quotes will be different but service levels do differ between solicitors as is true with most professions.

Do the conveyancing lawyers that you recommend execute conveyancing in Riding Mill by way of an attended exchange?

There are a few conveyancing specialists who can conduct 24hr exchanges. Do call us to receive a costs illustration and details as to dates.

My wife and I are purchasing a property in Riding Mill. It might be a silly question but how we can trust a conveyancer? On completion day we have to send funds into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Is it correct that all Riding Mill CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?

Some major banks and building societies now make use of CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.

The mortgage over my property is with Skipton for my property in Riding Mill. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?

Your original mortgage agreement with Skipton will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel lawyer.

I am selling our home in Riding Mill and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Riding Mill lawyer would know this is not the case. It does beg the question why the buyers instructed a web based conveyancing practice as opposed to a conveyancing solicitor in Riding Mill. Having lived in Riding Mill for six years we know of no issue. Should we contact our local Authority to get confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I am just shy of a 10% deposit on my apartment purchase in Riding Mill , but I am keen proceed. What can I do?

One option is to try and accept a smaller deposit. Most vendors will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment