I have just been advised by my IFA that my Corbridge property lawyer is not on the mortgage company Solicitor panel. How can I be certain if this is indeed the case?
You need to call your Corbridge conveyancer. You lawyer should inform you what has happened. If they are not on the panel they may recommend you to a Corbridge conveyancing firm that is on the approved list of lawyers for your mortgage company.
Are you able to recommend a Aldermore approved Corbridge conveyancing conveyancer that can complete within 28 days? Am I best advised to go for a high street Corbridge firm or an online firm?
We can recommend some very good Corbridge conveyancing firms. Another option is to visit the high street in Corbridge. Go in to some well established law practices and ask to see a conveyancing solicitor for a costs illustration. Mention your requirements together with your reasons and ask for a commitment on your deadline. Appoint the lawyer that you trust.
The Corbridge conveyancing firm that I recently instructed on my purchase in Corbridge have without warning shut down. They were on acting for me because I needed a solicitor on the Coventry BS conveyancing panel and my family Corbridge lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Coventry BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
I decided to have a survey carried out on a property in Corbridge ahead of instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies may not grant a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Corbridge. Conveyancing will be smoother if you use a solicitor in Corbridge especially if they are familiar with such properties in Corbridge.
My husband and I are four weeks into a leasehold purchase having been recommend to a firm by the estate agent to handle our conveyancing in Corbridge. I am not happy. Can you help me find new lawyers?
They would have to be really bad in order to consider replacing them. Has your loan offer been generated? If so you will need to advise them of the new lawyer and have the loan are re-sent. The solicitor ideally needs to be on the mortgage company panel to avoid escalating charges and complications. So that should be your first question of the new solicitors. The search tool can assist you in finding a lender approved conveyancer for your home move in Corbridge