My wife and I are purchasing a property in Corbridge. I might seem paranoid but how we can trust a lawyer? At some point we will need to put our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her house in Corbridge. Does the conveyancer order an energy assessment or it is for the seller to see to?
Following the abolition of Home Packs, energy assessments was kept a compulsory component of moving house. An EPC needs to be to hand prior to the property being placed on the market. This is not something that solicitors normally organise. Where you are instructing a Corbridge conveyancing lawyer they might be able to arrange energy performance certificates given their relationships with reputable local providers
The formalities of my purchase has taken place for my property in Corbridge. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
The deeds to our home can not be found. The lawyers who dealt with the conveyancing in Corbridge 5 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical original deeds to evidence that you own the land or property, as the Land Registry have everything they need in a digital format.
I'm buying a new build house in Corbridge benefiting from help to buy. The builders refused to reduce the price so I negotiated 6k of additionals instead. The property agent advised me not to tell my lawyer about the extras as it could affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my existing home to a buy to let mortgage with Bank of Scotland and I will use the ballance of the raised equity as a down payment on a second property. The location we are looking at is Corbridge. Will your solicitors be able to act for the two lenders and link together the conveyances?
Make use of our comparison tool on this site to ensure that the solicitors are on the appropriate lender panels. Having checked that they are the solicitor should be able to simultaneously deal with the two deals but you should have a chat with you lawyer and make apparent your expectations and needs.
I am 14 days into a freehold purchase having been referred to conveyancers by the selling agent to carry out the conveyancing in Corbridge. We are not happy. Could you help me find new conveyancers?
A solicitor would need to be very bad in order to consider replacing them. Has your mortgage been sent? In the event that it has you need to advise them of the replacement solicitor and get the loan are re-issued. The conveyancer needs to be on the mortgage company approved list to avoid supplemental expenses and delays. That should be your starting point. Our search tool will assist you in finding a lender approved lawyer for your home move in Corbridge