My mortgage broker requires my Kingston Park law firm’s panel member for the HSBC conveyancing panel. How do I obtain this. I have e-mailed my local Kingston Park branch but they don't know it.
You are best placed to get this information from your Kingston Park solicitor . Most Kingston Park conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I am considering applying for a Skipton mortgage for purchase of a newly converted (under development) in Kingston Park with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Skipton ?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in Kingston Park? or Apparently there is a law dating back centuries that means some house owners residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Kingston Park?
Unless a prior purchase of the property took place after 12 October 2013 you can expect conveyancing practitioners carrying out conveyancing in Kingston Park to remain encouraging a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Kingston Park is where the house is located. What do you suggest?
Flying freeholds in Kingston Park are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kingston Park you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kingston Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're novice buyers - agreed a price, yet the agent has warned us that the owners will only go ahead if we appoint their recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a family conveyancer used to conveyancing in Kingston Park
It is highly unlikely the sellers are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious purchaser is not the way to achieve this. Avoid the agents and go straight to the sellers and make sure they comprehend that (a)you are genuine buyers (b)you are ready to go, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your own,trusted Kingston Park conveyancing solicitors - not the ones that will earn their negotiator at the agency a kickback or achieve conveyancing figures pre-set by head office.