Me and my partner are acquiring a flat in Newcastle upon Tyne. My Conveyancer is not listed on the lender solicitor panel. Can I still use my Newcastle upon Tyne conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?

You have numerous choices available to you here

• Carry on with your chosen Newcastle upon Tyne property lawyer but your lender will undoubtedly use a property lawyer on their approved list. This will result in additional fees together with potential frustration.
• Get a fresh conveyancer to act in the purchase, obviously checking they are on the lender conveyancing panel.
• Convince your property lawyer to pull out all the stops to get accepted on the mortgage company panel of solicitors

Our lender has recommended a law firm on their panel based in Newcastle upon Tyne but I would rather use a conveyancing lawyer in Newcastle upon Tyne local to me. Are you able to help?

The minority of Newcastle upon Tyne conveyancing practices are on all lender’s conveyancing panel. Do make use of the above find an approved solicitor tool to locate a Newcastle upon Tyne conveyancing firm on the on the mortgage company panel.

I am purchasing a house and the conveyancer has raised the issue of Chancel Repair for which the property could be obligated to contribute to because it falls into the area of such a church. He has suggested insurance. Is this strictly appropriate for conveyancing in Newcastle upon Tyne

Unless a previous purchase of the premises completed after 12 October 2013 you could expect lawyers carrying out conveyancing in Newcastle upon Tyne to continue to advocate a chancel search and or insurance against a claim.

I am purchasing a new build house in Newcastle upon Tyne benefiting from help to buy. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The property agent told me not reveal to my solicitor about the side-deal as it could put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What is the distinction between surveying and conveyancing in Newcastle upon Tyne?

Conveyancing - in Newcastle upon Tyne or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re buying and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the problems prior to you complete your move.