As a novice what is the most important piece of guidance you can give me about purchase conveyancing in Newcastle upon Tyne?
You may not hear this from too many lawyers but conveyancing in Newcastle upon Tyne or throughout England and Wales is often a confrontational process. In other words, when it comes to conveyancing there exists plenty of room for conflict between you and other parties involved in the house moving process. For example, the vendor, estate agent and even potentially your bank. Selecting a law firm for your conveyancing in Newcastle upon Tyne an important selection as your conveyancer is your adviser, and is the ONE party in the process whose role it is to protect your legal interests and to protect you.
There is a definite creep of a "blame" culture- someone must be at fault for the process taking so long. We recommend that you your first instinct should be to trust your lawyer ahead of all other parties in the conveyancing process.
I am selling my house in Newcastle upon Tyne. Will my conveyancer need to be on the Principality conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
We are buying a house and the solicitor has referenced Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in Newcastle upon Tyne
Unless a previous acquisition of the property took place after 12 October 2013 you can expect solicitors carrying out conveyancing in Newcastle upon Tyne to remain encouraging a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Newcastle upon Tyne is the location of the property. Can you shed any light on this issue?
Flying freeholds in Newcastle upon Tyne are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Newcastle upon Tyne you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Newcastle upon Tyne may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're novice buyers - had an offer accepted, yet the selling agent informed us that the seller will only move forward if we instruct their recommended lawyers as they need an ‘expedited deal’. We would rather use a local solicitor who is accustomed to conveyancing in Newcastle upon Tyne
We suspect that the owner is not behind this requirement. Should the owner require ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you are going to use your preferred Newcastle upon Tyne conveyancing solicitors - as opposed tothe ones that will give their estate agent a referral fee or hit his conveyancing targets demanded by head office.