I am in the throes of changing my domestic mortgage to a BTL HSBC Bank mortgage. I have been informed by my broker that I need a solicitor for this. I had a chat my former Felling and Pelaw conveyancing firm who acted on my behalf when I previously purchased the house. The costs illustration provided of £470 has surprised me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.

The quote is fractionally on the steep side. If you you were to look around you may be able to trim some of the expense by perhaps £100 plus VAT. On the other hand, providing that you were happy with the service the firm provided you couldcome to rue opting for an an untested lawyer. Don't forget to be sure that the firm can act for HSBC Bank. You can utilise our search tool to find a Felling and Pelaw conveyancing firm on the HSBC Bank approved list of lawyers, which can often include conveyancing solicitors in Felling and Pelaw.

My wife and I are close to exchanging contracts on the sale of our property in Felling and Pelaw and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Felling and Pelaw conveyancer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing firm as opposed to a conveyancing solicitor in Felling and Pelaw. Having lived in Felling and Pelaw for many years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.

It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

Due to the guidance of my in-laws I had a survey completed on a house in Felling and Pelaw in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend refuse to give a loan on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Felling and Pelaw. Conveyancing will be smoother if you use a solicitor in Felling and Pelaw especially if they regularly deal with such properties in Felling and Pelaw.

As co-executor for the estate of my father I am disposing of a house in Cardiff but reside in Felling and Pelaw. My conveyancer (who is 235 kilometers awayrequires that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Felling and Pelaw to witness and place their company stamp on the document?

Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are located in Felling and Pelaw

Having had my offer accepted I require leasehold conveyancing in Felling and Pelaw. Before I get started I want to be sure as to the remaining lease term.

If the lease is registered - and 99.9% are in Felling and Pelaw - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Felling and Pelaw Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying

Are any of leasehold owners in arrears of their service charge liability? Its a good idea to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents from a financial perspective and when it comes to day to day issues such as the cleanliness of the communal areas. You should not be afraid to ask other people whether they are happy with them. On a final note, be sure you understand the dates that you are obliged pay the maintenance charge to the relevant party and precisely how they are spending the funds. The best form of lease structure is if the freehold interest is in the ownership of the leaseholders. In this arrangement the leaseholders benefit from control and notwithstanding that a managing agent is frequently retained if the building is bigger than a house conversion, the managing agent employed by the leaseholders.