My property lawyer in Felling and Pelaw has never been on on the Nationwide Building Society Approved Panel. Can I still continue with my family solicitor notwithstanding that they are not on the Nationwide Building Society panel of approved conveyancing solicitors?

Your options are as follows:

1. Complete the purchase with your preferred Felling and Pelaw solicitors but Nationwide Building Society will need to use a solicitor on their list of acceptable firms. This will inevitably rack up the total legal charges and result in frustration.
2. Find an alternative solicitor to act in the conveyancing, not forgetting to check they are Nationwide Building Society approved.
3. Try to convince your Nationwide Building Society solicitor to try to join the Nationwide Building Society panel

This question may be naive but I am unexperienced as FTB of a garden flat in Felling and Pelaw. Do I collect the keys to the property on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Felling and Pelaw?

On the day of completion you will not be required to go to the conveyancers office in Felling and Pelaw. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be called to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.

A colleague informed me that in buying a property in Felling and Pelaw there may be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?

There are anumerous of properties in Felling and Pelaw which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Felling and Pelaw should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am currently in the process of buying my council flat in Felling and Pelaw. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

Are there restrictive covenants that are commonly identified during conveyancing in Felling and Pelaw?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Felling and Pelaw. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Are there common deficiencies that you come across in leases for Felling and Pelaw properties?

There is nothing unique about leasehold conveyancing in Felling and Pelaw. All leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. The following missing provisions could result in a defective lease:

Clauses dealing with recovering service charges for expenditure on the building or common parts.

You will encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Yorkshire Building Society, Leeds Building Society, and TSB all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, forcing the purchaser to withdraw.

Felling and Pelaw Leasehold Conveyancing - Examples of Queries before Purchasing

It would be sensible to discover as much as you can concerning the company managing the block as they will either make life much simpler or problematic. As the owner of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to daily matters like the cleanliness of the common parts. You should not be shy to ask other tenants if they are happy with them. On a final note, investigate as to the dates that you are obliged pay the service charge to the managing agents and precisely what you get for your money. How many of the leaseholders are in arrears for their maintenance charge payments? This information is helpful as a) areas may cause problems for the building as the communal areas may begin to deteriorate if maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to have all the details

We have been advised by many family members to expect six to eight weeks for Felling and Pelaw conveyancing to complete.This was a month ago. The paperwork was only received to my solicitor a few days ago so now does it countdown?

You should take with a pinch of salt any assurance as to fast completion times. Rather you should enquire about the average timeframe to complete Felling and Pelaw conveyancing deals and whether they are content to aim towards your proposed completion date for your home move in Felling and Pelaw