I am buying a semi-detached house in Killingworth. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Killingworth you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Killingworth.
We previously appointed conveyancers based in Killingworth on the Skipton solicitor approved list. They are now charging me an additional sum for handling the Skipton mortgage. Is this a supplemental conveyancing fee set by Skipton?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. The fee is not dictated by Skipton but by your Killingworth conveyancer. Some firms on the Skipton panel will charge an ‘acting for lender’ fee and others do not.
We have agreed to purchase a house in Killingworth. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As you are obtaining a mortgage with RBS your lawyer must check the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for RBS. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease fails to meet these conditions. The conditions relate to the installation of panels on properties countrywide and is not limited to Killingworth.
I recently had an offer agreed on an apartment in Killingworth. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the lawyer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are intent on selling our house in Killingworth and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. It does beg the question why the purchasers instructed a factory type conveyancing firm as opposed to a conveyancing solicitor in Killingworth. Having lived in Killingworth for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Killingworth is the location of the property. Can you offer any assistance?
Flying freeholds in Killingworth are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Killingworth you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Killingworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the will of my grandfather I am disposing of a residence in Neath but reside in Killingworth. My lawyer (approximately 260 kilometers awayneeds me to sign a stat dec before completion. Could you suggest a conveyancing practitioner in Killingworth who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Killingworth based