We were just about to exchange contracts for a semi detached house in Sunderland. We encountered a snag. The loan offer with Santander runs out on 17/6/2019 but the vendors are putting forward a completion date of 19/6/2019. Can one prolong the mortgage expiry date?
The best person to address this issue is your conveyancer who will assess if he or she is better off negotiating with the mortgage company, vendor’s conveyancers, estate agents or possibly all three given what has gone on in your conveyancing as of today.
After reviewing moneysavingexpert.com for a conveyancing solicitor in Sunderland, most advise that I should use a CQS accredited solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to prudent and efficient conveyancing processes through the scheme protocol Membership includes many firms who carry out conveyancing in Sunderland.
How do I use your search tool to choose a conveyancing practitioner in Sunderland on the authorised to act for my lender?
Step one is to pick a lender such as Barclays , The Royal Bank of Scotland or Aldermore then choose your location for example Sunderland. Conveyancing organisations in Sunderland and beyond should be shown.
Should I instruct a Sunderland conveyancing solicitor who is local to the property I am buying? I have an old university friend who can handle the legal work but his firm is located approximately 350miles drive away.
The primary upside of using a local Sunderland conveyancing practice is that you can visit the firm to execute documents, present your ID and pester them where appropriate. Having local Sunderland know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were impressed that should trump using an unfamiliar Sunderland conveyancing lawyer just because they are round the corner.
What are my options where I am dissatisfied with the property lawyer who carried out my conveyancing in Sunderland?
We live in an imperfect world, and unfortunately sometimes things do go wrong. Nevertheless there is recourse if you were unhappy with your conveyancing in Sunderland. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.