Is the fact that my conveyancer in Seahouses is not listed on my mortgage company's conveyancing panel that there is a problem with the standard of her conveyancing?
It would not be wise to jump to that conclusion. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Seahouses conveyancing practice and enquire why they are no longer on the approved list for your bank.
Can I use your services to locate a Conveyancing solicitor in Seahouses even if I’m not buying or disposing of a house, for example if I intend to acquire an office in Seahouses with a mortgage from Barclays Direct?
Our search tool is predominantly utilised to locate residential conveyancing solicitors in Seahouses but we have listed at the bottom of this page some Seahouses commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Barclays Direct
Due to the input of my in-laws I had a survey completed on a house in Seahouses in advance of instructing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to give a loan on this type of property.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Seahouses. Conveyancing will be smoother if you use a solicitor in Seahouses especially if they regularly deal with such properties in Seahouses.
I'm refinancing my existing home to a buy to let mortgage with Platform Home Loans Ltd and I will use the rest of the raised equity towards another house. The area we are interested in is Seahouses. Will your solicitors be able to act for both sets of banks and link together the conveyances?
Do use our search tool on this site to be sure that the solicitors are approved by both mortgage companies. Assuming that they are your lawyer will be able to connect the two deals but you should talk with you conveyancer and specify your expectations and requirements.
Is it best to choose a Seahouses conveyancing practitioner based in the location that I am hoping to buy? An old friend can handle the conveyancing but her office is approximately 350kilometers drive away.
The benefit of a high street Seahouses conveyancing practice is that you can pop in to sign documents, present your identification documents and pester them if necessary. They will also have local insight which is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and on the whole were content that should surpass using an unfamiliar Seahouses conveyancing solicitor just because they are based in the area.