My lawyer in Bridlington is not on the Bank of Scotland Conveyancing Panel. Can I still continue with my family solicitor even though they are not on the Bank of Scotland panel?
The limited options open to you here include:
- Carry on with your preferred Bridlington lawyers but Bank of Scotland will need to retain a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal charges and cause delays.
- Get an alternative lawyer to to deal with the conveyancing, obviously checking they are Persuade your lawyer to use their best endeavours to join the Bank of Scotland conveyancing panel
When it comes to mortgage companies such as Co-operative, do Bridlington solicitors have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
My wife and I are in the throws of looking at apartments in Bridlington and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Aldermore.
It would be prudent to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are getting a mortgage with Aldermore, ask your prospective lawyers if they are on the Aldermore conveyancing panel otherwise they can't do the mortgage legal work.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Aldermore are being difficult. The Bridlington solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I opted to have a survey completed on a property in Bridlington before appointing conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will refuse to issue a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bridlington. Conveyancing will be smoother if you use a solicitor in Bridlington especially if they regularly deal with such properties in Bridlington.
What makes your site different to other online quote calculators for conveyancing in Bridlington?
At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Bridlington. Unlike many estate agents and many comparison sites we do not charge firms a fee if you instruct them for your conveyancing in Bridlington
We're novice buyers - agreed a price, yet the estate agent advised that the vendor will only go ahead if we use their preferred conveyancers as they want an ‘expedited deal’. We would rather use a local solicitor used to conveyancing in Bridlington
We suspect that the seller is not behind this demand. Should the owner desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is not the way to achieve this. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to instruct your preferred Bridlington conveyancing lawyers - as opposed tothe ones that will give the negotiator at the agency a commission or achieve conveyancing targets demanded by senior management.