My wife and I are planning to acquire a house in England Springs and have instructed a England Springs conveyancing practice. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Virgin Money have this evening contacted us to advise us that they have now hit a problem as our England Springs lawyer is not on their conveyancing panel. Is this a problem?
If you are buying a property requiring a mortgage it is normal for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own England Springs solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.
Can the conveyancing solicitors that you recommend handle attended exchange conveyancing in England Springs?
There are a few conveyancing specialists who can conduct one day exchanges. Please call us to secure a fee calculation and details as to dates.
Can I use your services to find a Conveyancing solicitor in England Springs even where I’m not buying or selling a house, for example if I wish to buy an office in England Springs with a mortgage from Nationwide Building Society?
Our comparison service is mainly used to locate domestic conveyancing solicitors in England Springs but we have set out towards the bottom of this page a few England Springs commercial conveyancing firms. You should enquire with the solicitors directly to check if they are also authorised to represent Nationwide Building Society
We are planning to move home in April. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in England Springs. Conveyancing solicitor was organised before I stumbled across your website.
On the day of completion you can collect the keys from your property agent but this should only be done when the previous owners conveyancers inform the agent that they have the completion monies and the keys can be released. After that you will need to tell the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can assist you in choosing a conveyancing in England Springs or a solicitor that specialises in conveyancing in England Springs.
When it comes to mortgage companies such as Yorkshire BS, do England Springs conveyancing practitioners face a fee to be on the conveyancing panel?
We are unaware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
How can we know in advance if a England Springs conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in England Springs seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your conveyancing.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a property in England Springs?
Unless a prior acquisition of the premises completed post 12 October 2013 you could assume that solicitors handling conveyancing in England Springs to continue to recommend a chancel search and or chancel repair liability policy.