I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in Beverley? or I am told that there is an ancient law that could mean that owners of property living in a parish church boundary will be compelled to pay for repairs towards the chancel within the church. Is this suitable for conveyancing in Beverley?

Unless a prior purchase of the house completed after 12 October 2013 you could assume that lawyers delivering conveyancing in Beverley to continue to suggest a chancel search and or chancel repair liability policy.

How does conveyancing in Beverley differ for newly converted properties?

Most buyers of new build premises in Beverley approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Beverley tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Beverley or who has acted in the same development.

I am thinking of appointing a conveyancing solicitor in Beverley for my house move. Is it possible to see a solicitor's record with the legal regulator?

Anyone may see presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.

Last July I purchased a leasehold flat in Beverley. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Beverley Leasehold Conveyancing - Sample of Queries before buying

If a Beverley lease has no more than 80 years it will affect the value of the flat. Check with your bank that they are content with the length of the lease. A short lease means that you will probably have to extend the lease sooner rather than later and you need to have some idea of what this would cost. For most Beverleylease extensions you would need to own the premises for two years before you are eligible to extend the lease. What is the length of the lease? It would be wise to enquire if there are any onerous restrictions in the lease. By way of example some leases prohibit pets being allowed in in a block in Beverley. If you like the flatin Beverley but your dog is not allowed to live with you then you have a very difficult compromise.

My wife and I plan to acquire our first home in Beverley. Conveyancing lawyer has been appointed. The broker advised that a survey is not appropriate as the property is only 20 yrs old.

The bare minimum you need a Home Buyer's Report. As the property is over ten years old the property will not benefit from a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could suffice. The report should highlight any obvious issues and suggest further investigation if relevant. If there are any signs of material issues get a full Building Survey from the beginning.