My financial adviser has requested my Anlaby lawyer’ panel reference for the Lloyds conveyancing panel. Can you suggest how I discover this. I have contacted my local Anlaby branch but they have not responded to me.
Have you tried calling your Anlaby conveyancer about this?. Most Anlaby conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We see that you have a post code search directory identifying solicitors on the HSBC conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Anlaby?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Anlaby.
My lawyer in Anlaby is not on the Godiva Mortgages Ltd Solicitor Panel. Is it possible for me to retain my family solicitor notwithstanding that they are not on the Godiva Mortgages Ltd list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Anlaby solicitors but Godiva Mortgages Ltd will need to instruct a conveyancer on their panel. This will inevitably rack up the total conveyancing charges and result in frustration.
- Choose an alternative practitioner to to deal with the conveyancing, not forgetting to check they are Persuade your conveyancer to use their best endeavours to join the Godiva Mortgages Ltd conveyancing panel
I'm buying a new build house in Anlaby with a mortgage from Virgin Money. The sellers would not budge the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my conveyancer about the side-deal as it could affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Anlaby in advance of appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some lenders will refuse to give a loan on this type of premises.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Anlaby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Anlaby to see if the conveyancing will be more expensive.