We wanted to use a property lawyer in Anlaby for our home move. Our broker has since notified us that our mortgage lenders Virgin Money won't deal with them. Why is this not regarded as unduly restrictive?
A mortgage company can insist on an approved solicitor act for it. Borrowers are liable to bear the cost of this. Do use our directory service to get a quote from a solicitor to conduct conveyancing in Anlaby on the Virgin Money conveyancing panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Anlaby
Two types of professional can do conveyancing in Anlaby namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or acquisition of property. They are both duty bound to carry out Anlaby conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that all requisite steps will be correctly followed.
I am due to exchange contracts on my flat. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being a right pain. The Anlaby solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase flat in Anlaby. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Anlaby lawyer is on the Clydesdale conveyancing panel.
I am buying my first flat in Anlaby with a mortgage from Virgin Money. The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not to tell my solicitor about this side-deal as it may put at risk my mortgage with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How does the Landlord & Tenant Act 1954 impact my commercial property in Anlaby and how can you help?
The 1954 Act provides security of tenure to commercial lessees, granting the a statutory right to apply to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Anlaby is one of our many locations in which our lawyers are based
My uncle has encouraged me to use his conveyancing solicitors in Anlaby. Do I take his advice?
Much as we are happy to recommend a Anlaby conveyancing lawyer the ideal way to find a conveyancing lawyer is to seek feedback from friends or family who have actually previously instructed the firm you're are thinking of instructing.