Me and my wife are purchasing property in Barton Upon Humber. My Conveyancer has never been on on the lender approved list. Can I still appoint my Barton Upon Humber conveyancing solicitor even though they are excluded from the lender approved list?
Your options include
- Complete the purchase with your existing Barton Upon Humber solicitor but your lender will no doubt use a property lawyer on their approved list. This will result in additional charges together with likely frustration.
- Get a fresh lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancer to do everything possible to get listed on the mortgage company conveyancing panel
My partner and I are refinancing our maisonette in Barton Upon Humber with Kent Reliance. We have a son 19 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have a couple of concerns (1) Is this document specific to the Kent Reliance conveyancing panel as he never had to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Kent Reliance conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I moved into my flat on 6 October and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Barton Upon Humber advises it will be recorded in less than a month. Are properties in Barton Upon Humber particularly slow to register?
As far as conveyancing in Barton Upon Humber registration is no faster or slower than anywhere else in the country. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and if the Land registry must send notices to any interested parties. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be protracted delays. Registration takes place once the purchaser is living at the premises therefore 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor should contact the land registry and explain the circumstances.
What does commercial conveyancing in Barton Upon Humber cover?
Commercial conveyancing in Barton Upon Humber covers a broad array of advice, supplied by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My husband and I are first time buyers - had an offer accepted, but the property agent informed us that the owners will only proceed if we use their preferred solicitors as they want a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Barton Upon Humber
It is unlikely the sellers are behind this. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated buyer is counter productive. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you will continue to use your preferred Barton Upon Humber conveyancing firm - not the ones that will provide the negotiator at the agency a commission or hit his conveyancing figures set by head office.