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Find a Winterton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Winterton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Winterton home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Winterton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Winterton

My conveyancer has discovered a defect with the lease for the apartment we are purchasing in Winterton. The seller’s lawyers have put forward title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must be satisfied that the mortgage company is willing to move forward with this solution. Are we the client or is the lender?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We're in Winterton, FTBs purchasing with a mortgage (lender is UBS , and our solicitor is on the UBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Are there restrictive covenants that are commonly picked up during conveyancing in Winterton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Winterton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build apartment in Winterton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Winterton

    Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Are there any apps to assist me to locate a Winterton solicitor on the Leeds Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 20miles to meet the conveyancer.

You can use the facility on this website. Please select a bank and your location and you will see a number of Winterton conveyancing lawyers based on proximity. We have detailed some Winterton conveyancing firms at the bottom of this page and you can call them to check if they are on the Leeds Building Society approved list

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Find out more about how flying freehold can affect your the value of a property.