I have Fifty Six years remaining on my lease and require a lease extension for my flat in Scotter. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/10/2025 the requirements read as follows :

Can I be sure that the Scotter conveyancing solicitor on the Bank of Ireland panel is any good?

When it comes to conveyancing in Scotter getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your transaction.

Two weeks ago we had a mortgage agreed in principle with Principality. Scotter conveyancing solicitors are appointed. What is the average time that one could expect to receive a mortgage offer from Principality?

There is no definitive answer here. Have Principality completed the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

HSBC have agreed my home loan in principle, my bid on a house in Scotter has been accepted, what are the next steps?

The property agent will wish to be informed of your lawyer's details (ensure that the lawyers are on the lender’s panel). Contact HSBC or the broker and finalise any relevant paperwork. HSBC will appoint a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. HSBC will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Scotter.

My wife and I are selling our house in Scotter and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Scotter. We have lived in Scotter for six years we know that this is a non issue. Do we get in touch with our local Authority to obtain confirmation need.

It sounds as though you may have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I am buying a new build house in Scotter with a mortgage from National Westminster Bank. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not reveal to my solicitor about this deal as it could jeopardize my loan with National Westminster Bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Scotter and I am already nervous. I couldn't find anything specific about Scotter. Conveyancing will be needed in due course but do you know about the Scotter area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Scotter. In the meantime here are some basic statistics that we found