My partner and I are approaching an exchange on a property in Messingham and my parents have sent the exchange deposit to my . I am now informed that as the deposit has not come from me my needs to make a notification to my lender. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I informed the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to hold matters up?

The is legally required to check with lender to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

I just bought a property at auction in Messingham. Conveyancing is required. What happens now?

Given that you have now exchanged you should retain a conveyancing practitioner soon as you are faced with a tight deadline in which to complete the transaction. Every auction property should have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You should pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are in place to complete on the date specified in the contract.

I am the sole recipient of my late father’s estate with all property in now in my sole name, including the my former home in Messingham. Conveyancing formalities meant that the Land Registry date was in . I plan to dispose of the property. I do know about the CML 6 month 'rule', meaning my proprietorship could be treated the same way as if I'd bought the property in . Will no one buy the property for half a year?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. many banks would take a sensible view as this obligation is chiefly there to pick up on the purchase and immediately sell or the flipping of properties.

My sealed bid on a property in Messingham has been agreed to, but there is a chain. The vendors have placed an offer on a flat, however it’s not yet tied up, and have viewings of other apartments booked. I have instructed a bricks and mortar conveyancing solicitor in Messingham. What do I do now? At what stage should I apply for the mortgage with ?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then survey, Messingham conveyancing search charges, etc). The first thing to do is ensure that your is on the approved list. Regarding the next steps this very much dictated by the uniqueness of your transaction, desire for this property and on the state of the market. During a buoyant market some home buyers would apply for a home loan with and pay for the valuation and only if it comes back ok would they pay their to proceed with searches.

I am buying a new build apartment in Messingham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Messingham

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I am looking for a leasehold apartment up to £305k and identified one near me in Messingham I like with amenity areas and transport links in the vicinity, however it's only got 51 years on the lease. There is not much else in Messingham for this price, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

As co-executor for the will of my father I am selling a house in Newport but live in Messingham. My lawyer (approximately 235 miles awayrequires that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing lawyer in Messingham to attest this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Messingham based