We are about to sign contracts for a property in Brigg. We have hit a stumbling block. Our mortgage offer with Halifax expires on 5/2/2026 but the sellers are putting forward a completion date of 9/2/2026. Can one extend the mortgage offer?

The best person to address this concern is your conveyancer who will determine whether he or she is should be discussing with the bank, seller’s conveyancers, selling agents or conceivably all parties based on what has gone on in your transaction as of today.

How does conveyancing in Brigg differ for new build properties?

Most buyers of new build or newly converted property in Brigg contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because developers in Brigg typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Brigg or who has acted in the same development.

I opted to have a survey done on a house in Brigg before instructing lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will not issue a loan on a flying freehold property.

It depends who your proposed lender is. HSBC has different instructions from Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brigg. Conveyancing may be slightly more expensive based on your lender's requirements.

Due to complete next month on a ground floor flat in Brigg. Conveyancing lawyers have said that they report fully next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Brigg should include some of the following:

You should receive a copy of the lease Whether your lease provides for a sinking account for major works? The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Where does the liability rest to repair and maintain the main walls and foundations. It is important for you to know who is responsible the repair and maintenance of every part of the building Repair and maintenance of the property

Leasehold Conveyancing in Brigg - Sample of Questions you should consider Prior to Purchasing

It is important to be aware whether changing the roof or some other major work is due in the near future to be shared between the tenants and will materially impact the level of the maintenance charges or necessitate a one time payment. Is anyone aware of any major works on the horizon that will likely increase the service fees? The best form of lease arrangement is if the freehold interest is owned by the leaseholders. In this scenario the leaseholders enjoy being in charge if their destiny and even though a managing agent is usually retained if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

I see that you have a post code search directory identifying solicitors on the mortgage company conveyancing panel. Do Brigg conveyancing firms pay you a referral fee if I instruct them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Brigg.