I own a freehold property in Brigg yet charged rent, why is this and what is this?

It is rare for properties in Brigg and has limited impact for conveyancing in Brigg but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

We have agreed to purchase a house in Brigg. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is UBS your lawyer must comply with the formal instructions contained in Part two of UK Finance Lenders’ Handbook for UBS. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to UBS where a lease does not satisfy these requirements. The specifications relate to the installation of panels on properties nationwide and is not limited to Brigg.

I have paid off my mortgage with Aldermore. I assume I don't need a Brigg solicitor on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Aldermore has sent the Land Registry the discharge electronically, and
3. Aldermore has instructed the Land Registry to do so

TSB have agreed my home loan in principle, my offer on a flat in Brigg has been accepted, what are the next steps?

Your property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s panel). Telephone TSB or the broker and complete any relevant paperwork. TSB will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. TSB will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Brigg.

My relative recommended that where I am buying in Brigg I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually quoted for as part of the standard Brigg conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Brigg around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Brigg Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Brigg Education with maps and statistics, Local Amenities and other useful information concerning Brigg.

About to purchase a new build flat in Brigg. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Brigg

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are surveyor prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision.

I note that you have a search directory identifying solicitors on the lender conveyancing panel. Do Brigg conveyancing firms pay you a commission if I instruct them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Brigg.