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Find a Brigg Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Brigg? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Brigg transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Brigg

In what way does my ID and proof of funds have anything to do with my conveyancing in Brigg? Is this really warranted?

In order to comply with Money Laundering Regulations any Brigg conveyancing firm will require proof of identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility bill showing where you reside.

In accordance with Money Laundering Regulations, conveyancers are required to investigate not just the ID of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this may result in your solicitor cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to notify the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.

We're in Brigg, First time buyers purchasing with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

How does conveyancing in Brigg differ for newly converted properties?

Most buyers of new build premises in Brigg come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Brigg tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Brigg or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Brigg is where the house is located. Is there any guidance you can give?

Flying freeholds in Brigg are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Brigg you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brigg may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Should I be concerned that brokers that I am dealing with are recommending an internet conveyancing firm rather than a local Brigg conveyancing firm?

As is the case with lots of service providers, often input from family and friends can be worth their weight in gold. But there are numerous players in a conveyancing matter; estate agents, financial adviser and lenders may put forward lawyers to choose. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the endorsement. You are at liberty to select your own conveyancer. You need to be aware that many mortgage providers specify a panel list of solicitors you have to use for the mortgage aspect of your house move.

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Find out more about how flying freehold can affect your the value of a property.