Finally the sale completed on my house in Scunthorpe last August but our buyer keeps Skype messaging me to say their conveyancer needs to hear from mine. What should my lawyer have done following completion?
Following your sale your lawyer should deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also confirm that the mortgage has been repaid to the buyers conveyancers. There are no post completion procedures just for conveyancing in Scunthorpe.
Please explain the implications if my solicitor is expelled from the Solicitor panel ahead of completing my conveyancing in Scunthorpe?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Scunthorpe?
Unless a prior acquisition of the house completed after 12 October 2013 you can assume that solicitors handling conveyancing in Scunthorpe to continue to propose a a chancel search and or insurance against a claim.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Scunthorpe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Scunthorpe
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Please supply a car parking plan.
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Due to the guidance of my in-laws I had a survey completed on a property in Scunthorpe before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some lenders will not grant a mortgage on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Scunthorpe. Conveyancing may be slightly more expensive based on your lender's requirements.