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Recently asked questions about conveyancing in North Ferriby

Will our conveyancer be raising questions concerning flooding during the conveyancing in North Ferriby.

Flooding is a growing risk for conveyancers dealing with homes in North Ferriby. Plenty of people will buy a property in North Ferriby, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Lawyers are not qualified to give advice on flood risk, however there are a various searches that may be carried out by the purchaser or by their solicitors which will give them a better appreciation of the risks in North Ferriby. The standard property information forms supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to discover whether the premises has suffered from flooding. In the event that flooding has previously occurred which is not notified by the vendor, then a purchaser could bring a claim for damages stemming from an inaccurate answer. A purchaser’s lawyers should also order an enviro report. This will indicate whether there is a recorded flood risk. If so, more detailed inquiries should be made.

Due to the input of my in-laws I had a survey completed on a house in North Ferriby prior to instructing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some banks tend not issue a mortgage on a flying freehold house.

It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in North Ferriby. Conveyancing will be smoother if you use a solicitor in North Ferriby especially if they are familiar with such properties in North Ferriby.

Taking into account that I will soon spend £400,000 on a property in North Ferriby I wish to talk to a solicitor about myhome move ahead of giving the go ahead to the firm. Can this be arranged?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your property ownership legalities in North Ferriby.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in North Ferriby should be the amount on the final invoice that you are charged.

In my capacity as executor for the will of my father I am selling a residence in Monmouth but I am based in North Ferriby. My lawyer (who is 200 kilometers awayhas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in North Ferriby who can witness and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are North Ferriby based

I have recently realised that I have Sixty One years left on my flat in North Ferriby. I now want to extend my lease but my freeholder is missing. What are my options?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. You will be obliged to demonstrate that you have done all that could be expected to track down the lessor. In some cases an enquiry agent would be useful to try and locate and to produce an expert document to be used as evidence that the landlord is indeed missing. It is advisable to get professional help from a conveyancer in relation to proving the landlord’s disappearance and the vesting order request to the County Court overseeing North Ferriby.

North Ferriby Conveyancing for Leasehold Flats - Examples of Queries before buying

    It would be prudent to discover as much as you can concerning the company managing the block as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to every day issues such as the upkeep of the communal areas. Ask prospective neighbours what they think of them. In conclusion, be sure you discover the dates that the service fees are due to the relevant party and precisely what it includes. Is the freehold reversion owned collectively by the leaseholders? How much is the service charge and ground rent on the flat?

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Find out more about how flying freehold can affect your the value of a property.