My wife and I are acquiring a newly built flat in North Ferriby and my conveyancer is advising me that she is duty bound to the lender to disclose incentives from the seller. The Estate Agents are hassling me to exchange and my preference is not to delay the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

It is 10 years ago since I bought my property in North Ferriby. Conveyancing lawyers have now been retained on the sale but I can't find the title documents. Is this a major issue?

Don’t worry too much. First the deeds may be with your mortgage company or they could still be with the solicitor who acted in the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Almost all conveyancing in North Ferriby relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.

My brother-in-law has suggested I instruct a conveyancing solicitor in North Ferriby. I I would like to check if they are accepted on the Bank of Ireland conveyancing panel. Can you help?

You should call your solicitor and ask them if they are on the lender panel. Otherwise you should call Bank of Ireland who may be able to assist.

Just had an offer accepted on a new build flat in North Ferriby. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in North Ferriby

Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

In my capacity as executor for the estate of my aunt I am disposing of a house in Newport but I am based in North Ferriby. My lawyer (approximately 250 miles awayrequires that I execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in North Ferriby who can attest and place their company stamp on the document?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are located in North Ferriby