I hired a high street solicitor for our conveyancing in Leconfield today. Upon checking the official terms of business I noteI am on the hook for charges even if our purchase aborts. Should I go with them or use an internet solicitor practice promoting no-sale-no-fee conveyancing in Leconfield?
It is usually a trade off in that if "No Sale No Fee" is advertised then the fee levels will tend to be be more expensive to counteract the cases that do not go ahead. Please beware that such deals rarely protect you from expenses for instance Leconfield conveyancing search expenses.
I am purchasing a 4 bedroom semi-detached house in Leconfield. Our aim is to convert the garage to an office at the property.Will the conveyancing process include enquiries to see if these alterations are prohibited?
Your property lawyer should check the deeds as conveyancing in Leconfield will occasionally identify restrictions in the title deeds which prevent certain works or necessitated the consent of a 3rd party. Some additions call for local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
My wife and I are spending time looking at flats in Leconfield and I am now considering a potential offer. Should I already have a solicitor appointed at this stage? I am planning to take a home loan with Co-operative.
It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are taking out a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
I have paid off my mortgage with Skipton. I assume I don't need a Leconfield conveyancer on the Skipton panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I have a renovated Victorian house in Leconfield. Conveyancing lawyer acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leconfield and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing lawyer who conducted the purchase.
My uncle has recommend that I appoint his lawyers for conveyancing in Leconfield. Do I follow his advice?
Much as we are happy to recommend a Leconfield conveyancing lawyer it’s preferable to choose a conveyancing solicitor is to have feedback from friends or relatives who have used the solicitor that you are are thinking of instructing.
At what point do I pay stamp duty chargeable for my purchase in Leconfield?
Most conveyancing practitioners will complete a Land Transaction Return Form on your behalf during your Leconfield conveyancing transaction for you to sign. After completion your property lawyer will submit your STL Return Form to the Tax Authorities and - assuming they have the money - settle any land tax payable for you.