How up to date is your database of Leconfield solicitors on the Clydesdale conveyancing panel? Do Clydesdale send you an updated list?
Leconfield conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Leconfield. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
I acquired my home on 4 April and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Leconfield said it would be registered in less than a month. Are titles in Leconfield uniquely lengthy to register?
As far as conveyancing in Leconfield registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any 3rd persons or bodies. Currently in the region of 80% of such applications are completed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration occurs after the purchaser is living at the premises therefore registration formalities is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Leconfield is where the house is located. Is there any guidance you can impart?
Flying freeholds in Leconfield are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Leconfield you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leconfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to find a conveyancing solicitor for sale conveyancing in Leconfield. I've discover a site which looks to be the perfect solution If it is possible to get all the legals done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?