I am hoping to receive a offer of a home loan from Lloyds. I would like to use a Licensed Conveyancer in Leconfield. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to exchange contracts for a leasehold flat in Leconfield. We have hit a problem. Our loan offer with Platform Home Loans Ltd expires on 23/9/2021 but the vendors are putting forward a completion date of 27/9/2021. Is it possible to extend the loan expiry date?
The best person to deal with your concern is your conveyancer who will hopefully determine whether he or she is should be discussing with the lender, seller’s representatives, estate agents or indeed all three taking into account the circumstances your house move as of today.
I am assisting my step-mother sell her flat in Leconfield. Does the conveyancer order the energy performance certificate or do I organise this?
Following the abolition of HIPs, EPC’s remained a compulsory element of selling a property. An energy performance certificate should be to hand in advance of the property being marketed. It is not something that law firms normally arrange. Where you are instructing a Leconfield conveyancing practitioner they may help arrange energy performance certificates due to their contacts with long established Leconfield providers
I am due to move home in October. Will my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you suggest a removal company in Leconfield. Conveyancing solicitor was chosen before I stumbled across your website.
On the afternoon of completion you can pick up the house keys from the property agent however this can only happen when the vendors conveyancers confirm to the agent that the monies to complete are in and the keys can be released. After that you can inform the removal men that they can start moving you in. We do not suggest a specific removal company but can help you choose a residential property solicitor in Leconfield or a legal practice with expertise in conveyancing in Leconfield.
I was told two weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Leconfield is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to take out insurance to address the risk of chancel repairs when buying a residence in Leconfield?
Unless a prior purchase of the premises completed post 12 October 2013 you may expect lawyers delivering conveyancing in Leconfield to continue to propose a a chancel search and or insurance against a claim.
Am I best advised to go with a Leconfield conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can perform the legal formalities however her office is 200miles drive away.
The benefit of a local Leconfield conveyancing firm is that you can pop in to sign paperwork, deliver your identification documents and pester them if necessary. They will also have local insight which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and they were content that must outweigh using an unknown Leconfield conveyancing solicitor just because they are round the corner.