Am I correct in assuming that the fact that my solicitor in Driffield is not identified on my lender's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
That would most likely be a wrong assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Driffield conveyancing firm and enquire why they are no longer on the approved list for your bank.
I am assisting my step-mother sell her property in Driffield. Does the conveyancing solicitor arrange the energy assessment or it is for the seller to see to?
After the demise of Home Packs, EPC’s remained a required component of selling a property. An energy performance certificate needs to be commissioned before the property is marketed. This is not as aspect of the sale process that solicitors ordinarily organise. If you are using a Driffield conveyancing practitioner they might help arrange energy assessments given their contacts with reputable Driffield assessors
We have agreed to purchase a house in Driffield. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is UBS your lawyer must follow the formal instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to UBS where a lease does not satisfy these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Driffield.
I recently had an offer agreed on an apartment in Driffield. My financial adviser suggested a solicitor. I paid an on account payment of £175. A few days later, the conveyancer contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
3 months have elapsed since my purchase conveyancing in Driffield concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
About to purchase a new build apartment in Driffield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Driffield
Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
My business partner and I are planning to lease a unit on a shopping parade. Can you recommend solicitors offering competitive costs for non-domestic conveyancing in Driffield for under 2k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Driffield, including the disposal and acquisition of businesses as well as simply property. If you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right lawyer. As for the charges this will depend on the structure and heads of terms of the deal. Let us have your details or telephone so as to enable us to provide you with comprehensive commercial conveyancing quote.