My fiancee and I are buying our first house. Our conveyancing practitioner has texted usto see if we would like to order supplemental conveyancing searches. Frankly we are clueless as to what's needed for conveyancing in Tickton
The number and type of Tickton conveyancing searches depends primarily on the property, the location, the possibility of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What matters is that you adequately comprehend what information each search could supply. Then you can make a decision if you personally think you need that information. Should you be unsure, ask the conveyancer to advise.
How up to date is your search tool for Tickton conveyancing solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Tickton conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
We are buying a house in Tickton. It might be a silly question but how we can trust a conveyancer? At some point we have to send funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to exchange contracts on my flat. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Clydesdale are being problematic. The Tickton solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Barclays have agreed my mortgage in principle, my offer on a property in Tickton has been agreed to, what happens next?
The estate agent will want to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Call up Barclays or the broker and complete any relevant paperwork. Barclays will sellect a valuer who will get in touch with the estate agent or owners to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Barclays will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tickton.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Tickton is where the house is located. Is there any guidance you can give?
Flying freeholds in Tickton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tickton you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tickton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I see that you have a post code search directory listing solicitors on the lender conveyancing panel. Do Tickton conveyancing firms pay you a commission if I retain them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Tickton.