Me and my wife are acquiring property in Kingston. My lawyer has never been on on the lender solicitor panel. Am I still permitted to retain my Kingston conveyancing solicitor notwithstanding that they are excluded from the lender panel?

One must use a property lawyer to deal with the legal work required when you need a loan to purchase your home. The conveyancer will conduct all the necessary investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is in place. One could appoint a Kingston lawyer of your choice. Nevertheless, where the conveyancing practitioner selected is not a member of the bank approved list additional fees will be levied as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so where your lawyer has not in the past sought membership they should do so.

I need some quick conveyancing in Kingston as I have pressure to sign on the dotted line in less than one month. Luckily I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?

If.Given you are are a cash buyer you are at free not to do searches although no solicitor would recommend that you don't. With plenty of history conveyancing in Kingston the following are examples of what can show up and therefore affect the marketability of the property: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...

I'm purchasing a new build house in Kingston with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not to tell my lawyer about the deal as it would impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it possible to change firm as I have to find a firm on the Aldermore conveyancing list. I was using a high street conveyancing solicitor in Kingston five minutes from me but the firm is not approved by Aldermore

We will our best to assist in finding you a conveyancing solicitor in Kingston on the Aldermore panel. Please note that the property lawyers that we work with do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Kingston. In utilising the find a conveyancing solicitor tool on this site, you can compare costs for conveyancing solicitors in Kingston and throughout England and Wales.

Back In 2009, I bought a leasehold house in Kingston. Conveyancing and HSBC Bank mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Kingston who acted for me is not around. What should I do?

First make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Kingston conveyancing lawyer to do this as it can be done on-line for a few pound. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Kingston Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

Can you tell me if there are any major works anticipated that will increase the service charges? The answer will be important as a) areas could result in problems for the building as the communal areas may begin to deteriorate if repairs are not paid for b) if the leasehold owners have an issue with the running of the building you will need to know about it Are any of leasehold owners in dispute over their service charge payments?