Is there a search tool that I can use to investigate if the solicitor conducting my conveyancing in Stallingborough is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus spending £175.00 in additional conveyancing invoice.
Feel free to make use of the search tool on this web page. Pick the lender and type ‘Stallingborough’ or your location and you will see numerous solicitors based in Stallingborough or near you.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Stallingborough lawyer on the Lloyds panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
After much negotiation I have agreed a price on a house in Stallingborough. My mortgage broker suggested a lawyer. I paid an advanced payment of £175. A few days later, the lawyer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I was told four weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Stallingborough is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Stallingborough is where the house is located. Is there any guidance you can impart?
Flying freeholds in Stallingborough are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stallingborough you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stallingborough may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is there anything unique about your site and other web based conveyancing brokers when it comes to conveyancing in Stallingborough?
At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Stallingborough. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you choose them for your property ownership legalities in Stallingborough
Should local authority consent be needed to split a house into two flats in Stallingborough? This has been done to a house adjacent to my house in Stallingborough and was unaware of it happening until after the works were done.
Planning consent is necessary for converting a single house in Stallingborough into apartments but probably not for reverting once again to single dwelling-house so, in answer to your query, yes,a it is required.