My brother and I have just purchased a property in New Waltham. We have since encountered a number of problems with the house which we believe were overlooked in the conveyancing searches. What action can we take? What searches should? have been conducted for conveyancing in New Waltham?

The question is vague as to the nature of the problems and if they are relate to conveyancing in New Waltham. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, the vendor answers a form known as a SPIF. If the information ends up being misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in New Waltham.

In what way does my ID and proof of funds have anything to do with my conveyancing in New Waltham? Is this really necessary?

You are right in these requests have nothing to do with conveyancing in New Waltham. However these days you will not be able to proceed with any conveyancing process in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper element and photo card part, one is not sufficient in the absence of the other.

Verification of your source of funds is necessary under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancer must have this information on record. Your New Waltham conveyancing solicitor will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask further queries concerning the source of monies.

Me and my brother purchased a 4 bedroom Edwardian house in New Waltham. Conveyancing lawyer represented me and . I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in New Waltham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing solicitor who completed the work.

I opted to have a survey completed on a house in New Waltham prior to instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend refuse to grant a loan on such a home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Waltham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in New Waltham to see if the conveyancing costs will increase in light of this.

As co-executor for the will of my uncle I am disposing of a property in Newport but I am based in New Waltham. My solicitor (based 260 kilometers from mehas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing lawyer in New Waltham to attest this legal document for me?

strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are New Waltham based