I am not well enough to travel far from Immingham. What is the rationale as to why all Immingham conveyancers are not on all lender panels?

Pre- 2008 most banks displayed an attitude to risk which differs from the current day. The financial regulator in 2010 conducted a thematic review into property fraud which concluded: know the conveyancing practitioners on your panel. Consequently, banks have since looked to extract more information from law firms regarding their operations and the staff who work for them and set certain criteria such as completing a minimum volume of transactions. Many law practices have found themselves excluded from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms found it impossible meet the minimum amount of transactions the lenders set.

My partner and I are acquiring our first property. Our conveyancing practitioner has calledto enquire if we would like to take out extra conveyancing searches. Unfortunately we in the dark as to what's relevant for conveyancing in Immingham

The quantity and type of Immingham conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the locality and risks, your general attitude to risk. What is important is that you adequately comprehend what information the searches could provide. You may then decide if you personally think you need that information. If in doubt, ask your conveyancer to explain.

I own a freehold property in Immingham yet charged rent, why is this and what is this?

It’s unusual for properties in Immingham and has limited impact for conveyancing in Immingham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

I am planning to acquire a property and need a conveyancing solicitor in Immingham who is on the Halifax approved. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Immingham. We dont recommend any particular firm.

I need to find a lender panel solicitor in Immingham. Can you assist?

Unfortunately it’s not apparent why you need a Immingham panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Immingham are on their panel . If you do find such a firm in Immingham not listed please direct them to our site to list. After all the cost is only one £1 a month