Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Caistor. Do I collect the keys to the house on completion from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Caistor?
On the day of completion you do not need to go to the conveyancers office in Caistor. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be invited to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
Can I be sure that the Caistor conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Caistor getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer carrying out your transaction.
Kent Reliance have agreed my mortgage in principle, my bid on a flat in Caistor has been agreed to, now what?
The property agent will wish to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s panel). Contact Kent Reliance or the broker and finalise any outstanding paperwork. Kent Reliance will sellect a valuer who will get in touch with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Caistor.
My relative suggested that where I am buying in Caistor I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Caistor conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Caistor around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Caistor Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Caistor Education with plans and statistics, Local Amenities and other useful data concerning Caistor.
Due to the encouragement of my in-laws I had a survey completed on a property in Caistor ahead of instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks will refuse to give a loan on this type of house.
It varies from the lender to lender. Santander has different instructions from Halifax. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Caistor. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it simple use your search tool to locate a conveyancing lawyer in Caistor on the approved list for my mortgage?
Step one is to choose a lender such as Nationwide Building Society, Virgin Money or Bank of Ireland then specify your location for example Caistor. Conveyancing organisations in Caistor and nationally should be identified.
Is it the case that all Caistor law firms on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can pop into your local bank branch in Caistor. the probability is that they will be in a position to recommend some reputable conveyancing solicitors in Caistor