I am expecting a mortgage with Halifax. I intend to employ the services of a Licensed Conveyancer in Laceby. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
In what way does my ID and proof of funds have anything to do with my conveyancing in Laceby? Why is this being asked of me?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Laceby. However these days you will not be able to proceed with any conveyancing transaction without first providing proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper part and photo card part, one is not sufficient in the absence of the other.
Verification of the origin of funds is mandated under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must retain this information on record. Your Laceby conveyancing solicitor will need to see evidence of proof of funds prior to accepting any money from you into their client account and they should also ask further questions regarding the origin of funds.
About to place an offer on a leasehold property in Laceby. The estate agents advise that it is standard for flats in Laceby to have less than 75 years remaining. I am taking out a loan with Virgin. Is this going to be acceptable if the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/2/2026 the requirements read as follows :
I have recentlybeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Laceby for a purchase of a leasehold apartment 10 months ago. How can I establish that my home is in my name in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Laceby conveyancing specialists.
I previously told by my lender that their panel lawyers work on no sale no fee basis for conveyancing in Laceby. I had a purchase abort yet the conveyancers have requested search fees! They say the fees are nothing to do with their fees!
Laceby conveyancing search charges are disbursements not legal costs as these are due to a third party.