My wife and I have organised the release of further funds on our mortgage from as we want to conduct a loft conversion to our property in Holton le Clay. Do we need to select a high street Holton le Clay solicitor on the conveyancing panel to handle the legals?

do not ordinarily appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

I recently had an offer accepted on an apartment in Holton le Clay. My mortgage broker recommended their conveyancers. I paid an on account payment of £175. A few days later, the called me embarrassingly acknowledging that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Intending to buy a house in Holton le Clay. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Holton le Clay is on the conveyancing panel.

I am downsizing from our property in Holton le Clay and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Holton le Clay. We have lived in Holton le Clay for three years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that there is no issue.

It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I am buying a new build house in Holton le Clay with a loan from . The sellers would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not to tell my lawyer about the side-deal as it will impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing solicitor for some conveyancing in Holton le Clay. I have stumble upon a site which appears to be the ideal offering If there is a chance to get all formalities done via email that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I inherited a ground floor flat in Holton le Clay, conveyancing having been completed in 1995. Can you work out an approximate cost of a lease extension? Corresponding flats in Holton le Clay with an extended lease are worth £165,000. The ground rent is £45 charged once a year. The lease ends on 21st October 50

With just 50 years unexpired we estimate the price of your lease extension to span between £36,100 and £41,800 as well as costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.