Find a Holton le Clay Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Holton le Clay? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Holton le Clay conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Holton le Clay conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Holton le Clay

We are purchasing a property and need a conveyancing solicitor in Holton le Clay who is on the Santander conveyancing panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Holton le Clay.

I am aiming to move home in May. Should my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Holton le Clay. Conveyancing firm was found prior to coming across this site.

On the afternoon of completion you will need to collect the keys from your estate agent however this can only take place after the previous owners solicitors advise the agent that the monies to complete are in and the keys can be released. You will need to inform the removal company that they can start moving you in. We do not recommend a specific removal organisation but can help you choose a residential property solicitor in Holton le Clay or a firm with expertise in conveyancing in Holton le Clay.

We are getting a further advance on our home loan from HSBC as we intend to conduct a loft conversion to our house in Holton le Clay. Do we need to select a high street Holton le Clay solicitor on the HSBC conveyancing panel to deal with the legals?

HSBC do not ordinarily instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC panel.

Completion of my purchase has taken place for my property in Holton le Clay. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

five months have gone by following my purchase conveyancing in Holton le Clay completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I opted to have a survey completed on a property in Holton le Clay prior to instructing lawyers. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to grant a loan on this type of premises.

It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Holton le Clay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Holton le Clay to see if the conveyancing costs will increase in light of this.

We are in the middle of purchasing a property in Holton le Clay. Conveyancing solicitor has called to say the title is "Leasehold". Does this adversely affect our Halifax valuation?

Holton le Clay conveyancing does not normally involve leasehold houses. The key factor here is the length of lease and the ground rent. If it's 999 years with a nominal rent, it's virtually freehold, so it shouldn't impact the marketability too much.

At the other extreme, if it's, say, 50 years it will have a adverse effect on the value, and probably wouldn't be acceptable to the lender. The length of lease and ground rent will be set out in the lease which should be made available to your property lawyer.

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Find out more about how flying freehold can affect your the value of a property.