I have given 8 weeks notice to my existing landlord and have to be out of my rented flat in Walkington by the end of next month. Conveyancing for my house purchase is underway. Is it possible to complete in six weeks as I wish to avoid having to move into temporary accommodation?
Generally one should not serve notice for your lease until exchange of contracts has taken place. If you have not already done so, speak to your lawyer and urge them to they seek the assistance the sellers side, try to get a realistic time scale from them that everyone will work towards
We're in Walkington, First time buyers purchasing with a mortgage (lender is Skipton , and our lawyer is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My bid for a property was accepted at auction in Walkington. Conveyancing is needed. What is next?
Now that you have legally committed yourself to purchase you will need to retain a conveyancing lawyer soon as you now have a pending deadline in which to complete the purchase. An auction property should have a bespoke legal pack. This will include evidence of title and search results. Where you are dealing with leasehold premises the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You should give this to the solicitor working for you at the earliest opportunity. Do make sure that your finances are organised to complete the transaction on the set completion date.
My wife and I buying a victorian detached house in Walkington. Our aim is to an extension at the rear at the house.Will the conveyancing process include checks to see if these works were previously refused?
Your conveyancer should review the deeds as conveyancing in Walkington can sometimes reveal restrictions in the title deeds which restrict categories of works or need the consent of another owner. Some extensions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
Last month we had a mortgage agreed in principle with Nationwide. Walkington conveyancing solicitors have been appointed. How long does it take for Nationwide to issue the offer to the solicitor?
Some lenders take longer than others. Have Nationwide done the survey? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We are buying a property and the lawyer has mentioned Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. He has suggested insurance. Is this strictly necessary for conveyancing in Walkington
Unless a prior acquisition of the property completed after 12 October 2013 you may expect lawyers conducting conveyancing in Walkington to remain encouraging a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Walkington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Walkington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Walkington you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walkington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.