We're in South Cave, First time buyers purchasing with a mortgage (lender is Principality , and our lawyer is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
What will a local search reveal about the house my wife and I buying in South Cave?
South Cave conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Onsearch The local search is essential in every South Cave conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
Just bought a semi-detached house in South Cave , how long should it take for the Land Registry to record my ownership? My South Cave conveyancing solicitor works at snail pace, so I want to be certain that my name is recorded.
There is nothing unique about conveyancing in South Cave registration formalities. As opposed to being determined by geographic area, timeframes can vary according to who lodges the application, whether it is in order and whether the Land registry communicate with any third persons or bodies. Currently in the region of 80% of such applications are fully addressed within two weeks but some can be subject to longer hold-ups. Historically registration occurs after the new owner is living at the premises thus 'speed' is not typically top priority yet if there is a degree of urgency associated with the registration then you or your solicitor should contact the land registry and explain the circumstances.
I decided to have a survey carried out on a property in South Cave ahead of instructing conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders may refuse to grant a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in South Cave. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in South Cave to see if the conveyancing costs will increase in light of this.
My step-father has encouraged me to use his lawyers for conveyancing in South Cave. Should I choose my own solicitor?
There are no two ways about it the best way to choose a conveyancing practitioner is to get feedback from friends or family who have actually used the conveyancer that you are are thinking of instructing.