I have paid off my mortgage with TSB. I assume I don't need a Market Weighton lawyer on the TSB panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where TSB has sent the Land Registry the discharge electronically, and
3. TSB has instructed the Land Registry to do so

I am selling my apartment. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being problematic. The Market Weighton solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?

It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have finally had an offer on a maisonette in Market Weighton agreed to, the vendors do nevertheless have a dependent purchase. The vendors have put an offer on a property, but it’s not been accepted yet, and are looking at other properties booked. I have chosen a nearby conveyancing solicitor in Market Weighton. What do I do now? At what stage do I apply for the mortgage with Principality?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Market Weighton conveyancing search costs, etc). The first course of action is to check that your lawyer is on the Principality approved list. As to the next phase this very much depends on the specifics of your transaction, desire for the property and on the state of the market. In a rising market many buyers will apply for the mortgage with Principality and pay for the valuation and only if it comes back ok would they request their conveyancer to press on with searches.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Market Weighton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Market Weighton

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared.

I opted to have a survey carried out on a property in Market Weighton in advance of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some banks may refuse to issue a loan on this type of property.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Market Weighton. Conveyancing may be slightly more expensive based on your lender's requirements.

I'm remortgaging my primary property to a buy to let loan with Lloyds TSB Bank and I will use the rest of the raised equity towards another house. The area we are looking at is Market Weighton. Will your solicitors be able to act for the two lenders and link together the transactions?

Make use of our comparison tool on this site to check that the conveyancers are approved by both lenders. On the basis that they are your conveyancer will be able to connect the two conveyancing matters but you should have a chat with you conveyancer and make apparent your desired outcome and needs.

22 days into a sale of a flat in Market Weighton. Conveyancing lawyers are doing their job but we are being charged an extortionate amount from the landlord. To date we have issued a cheque for £295.50 for a leasehold management pack and then another £134.40 for supplemental queries supplied by the purchaser's lawyer.

You will not have control over the level of the charges for this information however the typical costs for the information for Market Weighton leasehold property is £355. When it comes to Market Weighton conveyancing transactions it is usual for the owner to cover the costs. The landlord or their agents are under no legal obligation to address these questions although many will be willing to do so - albeit often at high prices out of proportion to the work involved. Regretfully there is no statute that mandates capped fees for administrative tasks. Neither is there any prescriptive time frame by which they are required to issue answers.